Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin

This paper presents findings of a research study designed to investigate the current financing practices and problems of women-owned small and medium enterprises (SMEs) in Malaysia. Despite the rapid expansion in the range of financial initiatives, there is a widespread perception that financing dif...

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Format:	Article
Language:	English
Published:	Faculty of Business and Management ; UiTM Press 2005
Subjects:	Malaysia
Online Access:	http://ir.uitm.edu.my/id/eprint/16749/ http://ir.uitm.edu.my/id/eprint/16749/ http://ir.uitm.edu.my/id/eprint/16749/1/AJ_ISMAIL%20AB.%20WAHAB%20JIBE%2005.pdf

id	uitm-16749
recordtype	eprints
spelling	uitm-167492018-01-15T13:31:59Z http://ir.uitm.edu.my/id/eprint/16749/ Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin Malaysia This paper presents findings of a research study designed to investigate the current financing practices and problems of women-owned small and medium enterprises (SMEs) in Malaysia. Despite the rapid expansion in the range of financial initiatives, there is a widespread perception that financing difficulties continue to exist and hinder the growth of women-owned SMEs. This study investigates the financing practices of women-owned SMEs and discusses the existence or otherwise of financing difficulties. Our empirical research shows that, in addition to personal savings of the entrepreneurs and the retained profits of the firms, the majority of women entrepreneurs in Malaysia use external sources to finance their businesses. However, the results also reveal that women-owned SMEs in this country still face difficulties in raising external finance. While a significant number of women entrepreneurs have been successful in their applications for external finance, the majority of them have problems financing their business operations and expansion. Notwithstanding the complexities, they normally manage to obtain a certain amount of funding, which is still insufficient to support working capital and expansion requirements. Faculty of Business and Management ; UiTM Press 2005 Article PeerReviewed text en http://ir.uitm.edu.my/id/eprint/16749/1/AJ_ISMAIL%20AB.%20WAHAB%20JIBE%2005.pdf UNSPECIFIED (2005) Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin. Journal of International Business, Economics and Entrepreneurship (JIBE), 2 (2). pp. 49-67. ISSN 0128-7494 https://jibe.uitm.edu.my/
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Malaysia
spellingShingle	Malaysia Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin
description	This paper presents findings of a research study designed to investigate the current financing practices and problems of women-owned small and medium enterprises (SMEs) in Malaysia. Despite the rapid expansion in the range of financial initiatives, there is a widespread perception that financing difficulties continue to exist and hinder the growth of women-owned SMEs. This study investigates the financing practices of women-owned SMEs and discusses the existence or otherwise of financing difficulties. Our empirical research shows that, in addition to personal savings of the entrepreneurs and the retained profits of the firms, the majority of women entrepreneurs in Malaysia use external sources to finance their businesses. However, the results also reveal that women-owned SMEs in this country still face difficulties in raising external finance. While a significant number of women entrepreneurs have been successful in their applications for external finance, the majority of them have problems financing their business operations and expansion. Notwithstanding the complexities, they normally manage to obtain a certain amount of funding, which is still insufficient to support working capital and expansion requirements.
format	Article
title	Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin
title_short	Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin
title_full	Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin
title_fullStr	Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin
title_full_unstemmed	Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin
title_sort	financing of women-owned small and medium enterprises in malaysia / ismail ab. wahab, zarina salleh and laila mohammad kamaruddin
publisher	Faculty of Business and Management ; UiTM Press
publishDate	2005
url	http://ir.uitm.edu.my/id/eprint/16749/ http://ir.uitm.edu.my/id/eprint/16749/ http://ir.uitm.edu.my/id/eprint/16749/1/AJ_ISMAIL%20AB.%20WAHAB%20JIBE%2005.pdf
first_indexed	2023-09-18T22:56:46Z
last_indexed	2023-09-18T22:56:46Z
_version_	1777417906255036416

Financing of women-owned small and medium enterprises in Malaysia / Ismail Ab. Wahab, Zarina Salleh and Laila Mohammad Kamaruddin

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