Relationship between non-performing loans (NPLs) and macroeconomics variables / Faridahtul Hazimah Fazoli

Non-Performing Loans (NPLs) can be defined as defaulted loan in which banks are unable to form profit. Usually loans falls due if no interest has been paid in 90 days. This will reduce the bank’s profit if customer did not pay the interest. But, there are few ways for customer if they cannot pay the...

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Main Author: Fazoli, Faridahtul Hazimah
Format: Student Project
Language:English
Published: Faculty of Business and Management 2011
Online Access:http://ir.uitm.edu.my/id/eprint/16982/
http://ir.uitm.edu.my/id/eprint/16982/2/PPb_FARIDAHTUL%20HAZIMAH%20%20FAZOLI%20BM%2011_5.pdf
id uitm-16982
recordtype eprints
spelling uitm-169822019-11-11T06:45:49Z http://ir.uitm.edu.my/id/eprint/16982/ Relationship between non-performing loans (NPLs) and macroeconomics variables / Faridahtul Hazimah Fazoli Fazoli, Faridahtul Hazimah Non-Performing Loans (NPLs) can be defined as defaulted loan in which banks are unable to form profit. Usually loans falls due if no interest has been paid in 90 days. This will reduce the bank’s profit if customer did not pay the interest. But, there are few ways for customer if they cannot pay the interest, such as reschedule their loans. The purpose of this study is to analyze the relationship between the NPLs with interest rate, inflation rate and unemployment rate. There is an significant and insignificant relationship between interest rate, inflation rate and unemployment rate with NPLs. This research is appertained with commercial banks in Malaysia. Data were collected from secondary data which published by Bank Negara Malaysia from February 2006 - December 2010 in monthly. The technique used is single linear regression method to see the relationship between dependent and independent variables. Non-Performing Loans (NPLs) will be used as dependent variables and interest rate (INT), inflation rate (INF) and unemployment rate (UNP) will be used as independent variables. Faculty of Business and Management 2011 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/16982/2/PPb_FARIDAHTUL%20HAZIMAH%20%20FAZOLI%20BM%2011_5.pdf Fazoli, Faridahtul Hazimah (2011) Relationship between non-performing loans (NPLs) and macroeconomics variables / Faridahtul Hazimah Fazoli. [Student Project] (Unpublished)
repository_type Digital Repository
institution_category Local University
institution Universiti Teknologi MARA
building UiTM Institutional Repository
collection Online Access
language English
description Non-Performing Loans (NPLs) can be defined as defaulted loan in which banks are unable to form profit. Usually loans falls due if no interest has been paid in 90 days. This will reduce the bank’s profit if customer did not pay the interest. But, there are few ways for customer if they cannot pay the interest, such as reschedule their loans. The purpose of this study is to analyze the relationship between the NPLs with interest rate, inflation rate and unemployment rate. There is an significant and insignificant relationship between interest rate, inflation rate and unemployment rate with NPLs. This research is appertained with commercial banks in Malaysia. Data were collected from secondary data which published by Bank Negara Malaysia from February 2006 - December 2010 in monthly. The technique used is single linear regression method to see the relationship between dependent and independent variables. Non-Performing Loans (NPLs) will be used as dependent variables and interest rate (INT), inflation rate (INF) and unemployment rate (UNP) will be used as independent variables.
format Student Project
author Fazoli, Faridahtul Hazimah
spellingShingle Fazoli, Faridahtul Hazimah
Relationship between non-performing loans (NPLs) and macroeconomics variables / Faridahtul Hazimah Fazoli
author_facet Fazoli, Faridahtul Hazimah
author_sort Fazoli, Faridahtul Hazimah
title Relationship between non-performing loans (NPLs) and macroeconomics variables / Faridahtul Hazimah Fazoli
title_short Relationship between non-performing loans (NPLs) and macroeconomics variables / Faridahtul Hazimah Fazoli
title_full Relationship between non-performing loans (NPLs) and macroeconomics variables / Faridahtul Hazimah Fazoli
title_fullStr Relationship between non-performing loans (NPLs) and macroeconomics variables / Faridahtul Hazimah Fazoli
title_full_unstemmed Relationship between non-performing loans (NPLs) and macroeconomics variables / Faridahtul Hazimah Fazoli
title_sort relationship between non-performing loans (npls) and macroeconomics variables / faridahtul hazimah fazoli
publisher Faculty of Business and Management
publishDate 2011
url http://ir.uitm.edu.my/id/eprint/16982/
http://ir.uitm.edu.my/id/eprint/16982/2/PPb_FARIDAHTUL%20HAZIMAH%20%20FAZOLI%20BM%2011_5.pdf
first_indexed 2023-09-18T22:57:17Z
last_indexed 2023-09-18T22:57:17Z
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