The performance of loan disbursed for micro finance in Bank Simpanan Nasional, Pahang / Faten Aina Mohd Roslim

Access of the poor to financial services is indeed important for the success of market based. In this regard, microfinance has been recognized worldwide as an important policy instrument. The attractiveness of microfinance scheme lies in the fact that they provide a mechanism to link micro-entrepren...

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Main Author: Mohd Roslim, Faten Aina
Format: Student Project
Language:English
Published: Faculty of Business and Management 2010
Online Access:http://ir.uitm.edu.my/id/eprint/16994/
http://ir.uitm.edu.my/id/eprint/16994/2/PPb_FATEN%20AINA%20%20MOHD%20ROSLIM%20BM%2010_5.pdf
id uitm-16994
recordtype eprints
spelling uitm-169942019-11-18T08:48:04Z http://ir.uitm.edu.my/id/eprint/16994/ The performance of loan disbursed for micro finance in Bank Simpanan Nasional, Pahang / Faten Aina Mohd Roslim Mohd Roslim, Faten Aina Access of the poor to financial services is indeed important for the success of market based. In this regard, microfinance has been recognized worldwide as an important policy instrument. The attractiveness of microfinance scheme lies in the fact that they provide a mechanism to link micro-entrepreneurs to the much needed credit which are normally inaccessible from the formal financial institutions. Microfinance scheme enable micro-entrepreneurs to expand existing economic activities and consequently in scaling up their income. Currently, there are almost ten financial institution which offers micro finance product and Bank Simpanan Nasional is one of the financial institution which are given a mandate by Bank Negara Malaysia to provide micro finance scheme named BSN Teman Niaga. Since it was introduced by Bank Simpanan Nasional, Pahang, Record of Loan Approved shows that the bank has disbursed for about RM8,253,000 total amount of loan for micro enterprise under manufacturing, service and retail sector. 52 per cent of this amount is disbursed for retail sector, 29 per cent is for service sector and the outstanding balance with total amount of RM1,604,000 is for manufacturing sector. Small and Medium Enterprises (SMEs) in Malaysia contribute to economic development by virtue of their sheer numbers and increasing share in employment and Gross Domestic Product. Their role in the Malaysian economy will strengthen the resilience of the country to face a competitive and challenging global environment. Faculty of Business and Management 2010 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/16994/2/PPb_FATEN%20AINA%20%20MOHD%20ROSLIM%20BM%2010_5.pdf Mohd Roslim, Faten Aina (2010) The performance of loan disbursed for micro finance in Bank Simpanan Nasional, Pahang / Faten Aina Mohd Roslim. [Student Project] (Unpublished)
repository_type Digital Repository
institution_category Local University
institution Universiti Teknologi MARA
building UiTM Institutional Repository
collection Online Access
language English
description Access of the poor to financial services is indeed important for the success of market based. In this regard, microfinance has been recognized worldwide as an important policy instrument. The attractiveness of microfinance scheme lies in the fact that they provide a mechanism to link micro-entrepreneurs to the much needed credit which are normally inaccessible from the formal financial institutions. Microfinance scheme enable micro-entrepreneurs to expand existing economic activities and consequently in scaling up their income. Currently, there are almost ten financial institution which offers micro finance product and Bank Simpanan Nasional is one of the financial institution which are given a mandate by Bank Negara Malaysia to provide micro finance scheme named BSN Teman Niaga. Since it was introduced by Bank Simpanan Nasional, Pahang, Record of Loan Approved shows that the bank has disbursed for about RM8,253,000 total amount of loan for micro enterprise under manufacturing, service and retail sector. 52 per cent of this amount is disbursed for retail sector, 29 per cent is for service sector and the outstanding balance with total amount of RM1,604,000 is for manufacturing sector. Small and Medium Enterprises (SMEs) in Malaysia contribute to economic development by virtue of their sheer numbers and increasing share in employment and Gross Domestic Product. Their role in the Malaysian economy will strengthen the resilience of the country to face a competitive and challenging global environment.
format Student Project
author Mohd Roslim, Faten Aina
spellingShingle Mohd Roslim, Faten Aina
The performance of loan disbursed for micro finance in Bank Simpanan Nasional, Pahang / Faten Aina Mohd Roslim
author_facet Mohd Roslim, Faten Aina
author_sort Mohd Roslim, Faten Aina
title The performance of loan disbursed for micro finance in Bank Simpanan Nasional, Pahang / Faten Aina Mohd Roslim
title_short The performance of loan disbursed for micro finance in Bank Simpanan Nasional, Pahang / Faten Aina Mohd Roslim
title_full The performance of loan disbursed for micro finance in Bank Simpanan Nasional, Pahang / Faten Aina Mohd Roslim
title_fullStr The performance of loan disbursed for micro finance in Bank Simpanan Nasional, Pahang / Faten Aina Mohd Roslim
title_full_unstemmed The performance of loan disbursed for micro finance in Bank Simpanan Nasional, Pahang / Faten Aina Mohd Roslim
title_sort performance of loan disbursed for micro finance in bank simpanan nasional, pahang / faten aina mohd roslim
publisher Faculty of Business and Management
publishDate 2010
url http://ir.uitm.edu.my/id/eprint/16994/
http://ir.uitm.edu.my/id/eprint/16994/2/PPb_FATEN%20AINA%20%20MOHD%20ROSLIM%20BM%2010_5.pdf
first_indexed 2023-09-18T22:57:19Z
last_indexed 2023-09-18T22:57:19Z
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