Managing risk in disbursement and repayment system of Islamic microfinance service providers: A technological perspective / Nabilah Rozzani

An urge to cope with globalised environment of banking industry makes it important for Islamic microfinance service providers to seek for new business opportunities. They are therefore vulnerable towards different risks from various sources, which could affect their ability to sustain in the market....

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Main Author: Rozzani, Nabilah
Format: Book Section
Language:English
Published: Institute of Graduate Studies, UiTM 2018
Subjects:
Online Access:http://ir.uitm.edu.my/id/eprint/22066/
http://ir.uitm.edu.my/id/eprint/22066/1/ABS_NABILAH%20ROZZANI%20TDRA%20VOL%2014%20IGS%2018.pdf
id uitm-22066
recordtype eprints
spelling uitm-220662018-11-12T06:52:01Z http://ir.uitm.edu.my/id/eprint/22066/ Managing risk in disbursement and repayment system of Islamic microfinance service providers: A technological perspective / Nabilah Rozzani Rozzani, Nabilah Microfinance An urge to cope with globalised environment of banking industry makes it important for Islamic microfinance service providers to seek for new business opportunities. They are therefore vulnerable towards different risks from various sources, which could affect their ability to sustain in the market. Moving forward with vast advancement of technology, many Islamic microfinance service providers have initiated the integration of various innovations to improve risk management. Hence, the current study attempts to seek for qualitative evidences that would explain why and how applications and acceptance of banking technology are changing risk management process for disbursement and repayment system of Islamic microfinance service providers. Comparative case study research method is used to explore risk management processes and implementation of technology for disbursement and repayment system in two types of Islamic microfinance service provider. Qualitative data are collected from observation in client meeting, interview with selected clients and staffs, also documentation obtained from two selected case institutions. Data is then analysed using NVivo 11 to make coding easier and more simplified, as well as to facilitate the process of thematic analysis and pattern matching. From data analysis and findings, it was found that both case institutions of current study appear to be vulnerable towards financial risk, operational risk and strategic risk. Although they were found to have similar risk management process, diffusion of banking technology appears to show different effects in improving risk management… Institute of Graduate Studies, UiTM 2018 Book Section PeerReviewed text en http://ir.uitm.edu.my/id/eprint/22066/1/ABS_NABILAH%20ROZZANI%20TDRA%20VOL%2014%20IGS%2018.pdf Rozzani, Nabilah (2018) Managing risk in disbursement and repayment system of Islamic microfinance service providers: A technological perspective / Nabilah Rozzani. In: The Doctoral Research Abstracts. IGS Biannual Publication, 14 . Institute of Graduate Studies, UiTM, Shah Alam.
repository_type Digital Repository
institution_category Local University
institution Universiti Teknologi MARA
building UiTM Institutional Repository
collection Online Access
language English
topic Microfinance
spellingShingle Microfinance
Rozzani, Nabilah
Managing risk in disbursement and repayment system of Islamic microfinance service providers: A technological perspective / Nabilah Rozzani
description An urge to cope with globalised environment of banking industry makes it important for Islamic microfinance service providers to seek for new business opportunities. They are therefore vulnerable towards different risks from various sources, which could affect their ability to sustain in the market. Moving forward with vast advancement of technology, many Islamic microfinance service providers have initiated the integration of various innovations to improve risk management. Hence, the current study attempts to seek for qualitative evidences that would explain why and how applications and acceptance of banking technology are changing risk management process for disbursement and repayment system of Islamic microfinance service providers. Comparative case study research method is used to explore risk management processes and implementation of technology for disbursement and repayment system in two types of Islamic microfinance service provider. Qualitative data are collected from observation in client meeting, interview with selected clients and staffs, also documentation obtained from two selected case institutions. Data is then analysed using NVivo 11 to make coding easier and more simplified, as well as to facilitate the process of thematic analysis and pattern matching. From data analysis and findings, it was found that both case institutions of current study appear to be vulnerable towards financial risk, operational risk and strategic risk. Although they were found to have similar risk management process, diffusion of banking technology appears to show different effects in improving risk management…
format Book Section
author Rozzani, Nabilah
author_facet Rozzani, Nabilah
author_sort Rozzani, Nabilah
title Managing risk in disbursement and repayment system of Islamic microfinance service providers: A technological perspective / Nabilah Rozzani
title_short Managing risk in disbursement and repayment system of Islamic microfinance service providers: A technological perspective / Nabilah Rozzani
title_full Managing risk in disbursement and repayment system of Islamic microfinance service providers: A technological perspective / Nabilah Rozzani
title_fullStr Managing risk in disbursement and repayment system of Islamic microfinance service providers: A technological perspective / Nabilah Rozzani
title_full_unstemmed Managing risk in disbursement and repayment system of Islamic microfinance service providers: A technological perspective / Nabilah Rozzani
title_sort managing risk in disbursement and repayment system of islamic microfinance service providers: a technological perspective / nabilah rozzani
publisher Institute of Graduate Studies, UiTM
publishDate 2018
url http://ir.uitm.edu.my/id/eprint/22066/
http://ir.uitm.edu.my/id/eprint/22066/1/ABS_NABILAH%20ROZZANI%20TDRA%20VOL%2014%20IGS%2018.pdf
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