A study of competitive behaviour of Malaysian commercial banks using structural and non-structural model / Sutina Junos, Mahadzir Ismail and Irlisuhayu Mohd Ramli

Being competitive is seen as a prerequisite for future sustainability. This study aims to investigate the degree of competitiveness of the Malaysian banks for the period between 1995 and 2010 using both structural and non-structural models. For the structural model, we use three market concentration...

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Main Authors:	Junos, Sutina, Ismail, Mahadzir, Mohd Ramli, Irlisuhayu
Format:	Research Reports
Language:	English
Published:	Research Management Institute 2012
Subjects:	Banking Financial management. Business finance. Corporation finance
Online Access:	http://ir.uitm.edu.my/id/eprint/22408/ http://ir.uitm.edu.my/id/eprint/22408/1/LP_SUTINA%20JUNOS%20IRMI%20K%2012_5.pdf

id	uitm-22408
recordtype	eprints
spelling	uitm-224082018-12-12T04:32:07Z http://ir.uitm.edu.my/id/eprint/22408/ A study of competitive behaviour of Malaysian commercial banks using structural and non-structural model / Sutina Junos, Mahadzir Ismail and Irlisuhayu Mohd Ramli Junos, Sutina Ismail, Mahadzir Mohd Ramli, Irlisuhayu Banking Financial management. Business finance. Corporation finance Being competitive is seen as a prerequisite for future sustainability. This study aims to investigate the degree of competitiveness of the Malaysian banks for the period between 1995 and 2010 using both structural and non-structural models. For the structural model, we use three market concentration measures namely CR3, CR5 and Herfindahl index. For the later approach, we use the Panzar-Rosse model whereby we perform both equilibrium and competitive test. Three input prices are used, the price of labour, the price of capital and the price of deposit. We also use three banks specific variables. Based on the structural model, the Malaysian banking industry shows the presence of mild market power given a moderate degree of concentration and the presence of mild competition. The PR model, on the other hand, shows stronger presence of competition as the H-statistics is close to 1. Part of the results confirms earlier findings that the Malaysian banking industry is best described as monopolistic competition. Research Management Institute 2012-11 Research Reports NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/22408/1/LP_SUTINA%20JUNOS%20IRMI%20K%2012_5.pdf Junos, Sutina and Ismail, Mahadzir and Mohd Ramli, Irlisuhayu (2012) A study of competitive behaviour of Malaysian commercial banks using structural and non-structural model / Sutina Junos, Mahadzir Ismail and Irlisuhayu Mohd Ramli. [Research Reports] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Banking Financial management. Business finance. Corporation finance
spellingShingle	Banking Financial management. Business finance. Corporation finance Junos, Sutina Ismail, Mahadzir Mohd Ramli, Irlisuhayu A study of competitive behaviour of Malaysian commercial banks using structural and non-structural model / Sutina Junos, Mahadzir Ismail and Irlisuhayu Mohd Ramli
description	Being competitive is seen as a prerequisite for future sustainability. This study aims to investigate the degree of competitiveness of the Malaysian banks for the period between 1995 and 2010 using both structural and non-structural models. For the structural model, we use three market concentration measures namely CR3, CR5 and Herfindahl index. For the later approach, we use the Panzar-Rosse model whereby we perform both equilibrium and competitive test. Three input prices are used, the price of labour, the price of capital and the price of deposit. We also use three banks specific variables. Based on the structural model, the Malaysian banking industry shows the presence of mild market power given a moderate degree of concentration and the presence of mild competition. The PR model, on the other hand, shows stronger presence of competition as the H-statistics is close to 1. Part of the results confirms earlier findings that the Malaysian banking industry is best described as monopolistic competition.
format	Research Reports
author	Junos, Sutina Ismail, Mahadzir Mohd Ramli, Irlisuhayu
author_facet	Junos, Sutina Ismail, Mahadzir Mohd Ramli, Irlisuhayu
author_sort	Junos, Sutina
title	A study of competitive behaviour of Malaysian commercial banks using structural and non-structural model / Sutina Junos, Mahadzir Ismail and Irlisuhayu Mohd Ramli
title_short	A study of competitive behaviour of Malaysian commercial banks using structural and non-structural model / Sutina Junos, Mahadzir Ismail and Irlisuhayu Mohd Ramli
title_full	A study of competitive behaviour of Malaysian commercial banks using structural and non-structural model / Sutina Junos, Mahadzir Ismail and Irlisuhayu Mohd Ramli
title_fullStr	A study of competitive behaviour of Malaysian commercial banks using structural and non-structural model / Sutina Junos, Mahadzir Ismail and Irlisuhayu Mohd Ramli
title_full_unstemmed	A study of competitive behaviour of Malaysian commercial banks using structural and non-structural model / Sutina Junos, Mahadzir Ismail and Irlisuhayu Mohd Ramli
title_sort	study of competitive behaviour of malaysian commercial banks using structural and non-structural model / sutina junos, mahadzir ismail and irlisuhayu mohd ramli
publisher	Research Management Institute
publishDate	2012
url	http://ir.uitm.edu.my/id/eprint/22408/ http://ir.uitm.edu.my/id/eprint/22408/1/LP_SUTINA%20JUNOS%20IRMI%20K%2012_5.pdf
first_indexed	2023-09-18T23:08:37Z
last_indexed	2023-09-18T23:08:37Z
_version_	1777418651464368128

A study of competitive behaviour of Malaysian commercial banks using structural and non-structural model / Sutina Junos, Mahadzir Ismail and Irlisuhayu Mohd Ramli

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