Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar

Household debt of Malaysia keep growing year by year. This situation can give big impact to the economic system if the debt reach at one point of level that can’t be controlled. High in household debt is not only affected to the economy, but also affected on the financial stability. The main reason...

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Main Author: Azhar, Alyaa Amanina Azhar
Format: Student Project
Language:English
Published: Faculty of Business Management 2017
Subjects:
Online Access:http://ir.uitm.edu.my/id/eprint/23027/
http://ir.uitm.edu.my/id/eprint/23027/1/PPb_ALYA%20AMANINA%20AZHAR%20J%20BM%2017_5.pdf
id uitm-23027
recordtype eprints
spelling uitm-230272019-03-21T02:32:39Z http://ir.uitm.edu.my/id/eprint/23027/ Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar Azhar, Alyaa Amanina Azhar Macroeconomics Credit. Debt. Loans Household debt of Malaysia keep growing year by year. This situation can give big impact to the economic system if the debt reach at one point of level that can’t be controlled. High in household debt is not only affected to the economy, but also affected on the financial stability. The main reason why households is taking on loan is to fulfil their expenditure and dependence on future income, the attitude and behaviour of the individual himself, low in the cost of borrowing that give opportunity to household to borrow, easy to get credit facilities which boosts spending on credit, increase in cost of living and increase in housing price, and continued economic growth. All this reasons made household feel comfortable in taking on loan. The objective of this study is to find the factors that affect the household debt in Malaysia. The variables selected is from macroeconomic variables. The data are taken from the year 1985 to 2015. Multiple Regression test are used in this study resulting consumer price index and lending interest rate are significant with household debt. Faculty of Business Management 2017 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/23027/1/PPb_ALYA%20AMANINA%20AZHAR%20J%20BM%2017_5.pdf Azhar, Alyaa Amanina Azhar (2017) Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar. [Student Project] (Submitted)
repository_type Digital Repository
institution_category Local University
institution Universiti Teknologi MARA
building UiTM Institutional Repository
collection Online Access
language English
topic Macroeconomics
Credit. Debt. Loans
spellingShingle Macroeconomics
Credit. Debt. Loans
Azhar, Alyaa Amanina Azhar
Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
description Household debt of Malaysia keep growing year by year. This situation can give big impact to the economic system if the debt reach at one point of level that can’t be controlled. High in household debt is not only affected to the economy, but also affected on the financial stability. The main reason why households is taking on loan is to fulfil their expenditure and dependence on future income, the attitude and behaviour of the individual himself, low in the cost of borrowing that give opportunity to household to borrow, easy to get credit facilities which boosts spending on credit, increase in cost of living and increase in housing price, and continued economic growth. All this reasons made household feel comfortable in taking on loan. The objective of this study is to find the factors that affect the household debt in Malaysia. The variables selected is from macroeconomic variables. The data are taken from the year 1985 to 2015. Multiple Regression test are used in this study resulting consumer price index and lending interest rate are significant with household debt.
format Student Project
author Azhar, Alyaa Amanina Azhar
author_facet Azhar, Alyaa Amanina Azhar
author_sort Azhar, Alyaa Amanina Azhar
title Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
title_short Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
title_full Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
title_fullStr Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
title_full_unstemmed Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
title_sort rising household debt in malaysia: macroeconomics determinant / alyaa amanina azhar
publisher Faculty of Business Management
publishDate 2017
url http://ir.uitm.edu.my/id/eprint/23027/
http://ir.uitm.edu.my/id/eprint/23027/1/PPb_ALYA%20AMANINA%20AZHAR%20J%20BM%2017_5.pdf
first_indexed 2023-09-18T23:09:55Z
last_indexed 2023-09-18T23:09:55Z
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