Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar

Household debt of Malaysia keep growing year by year. This situation can give big impact to the economic system if the debt reach at one point of level that can’t be controlled. High in household debt is not only affected to the economy, but also affected on the financial stability. The main reason...

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Bibliographic Details
Main Author:	Azhar, Alyaa Amanina Azhar
Format:	Student Project
Language:	English
Published:	Faculty of Business Management 2017
Subjects:	Macroeconomics Credit. Debt. Loans
Online Access:	http://ir.uitm.edu.my/id/eprint/23027/ http://ir.uitm.edu.my/id/eprint/23027/1/PPb_ALYA%20AMANINA%20AZHAR%20J%20BM%2017_5.pdf

id	uitm-23027
recordtype	eprints
spelling	uitm-230272019-03-21T02:32:39Z http://ir.uitm.edu.my/id/eprint/23027/ Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar Azhar, Alyaa Amanina Azhar Macroeconomics Credit. Debt. Loans Household debt of Malaysia keep growing year by year. This situation can give big impact to the economic system if the debt reach at one point of level that can’t be controlled. High in household debt is not only affected to the economy, but also affected on the financial stability. The main reason why households is taking on loan is to fulfil their expenditure and dependence on future income, the attitude and behaviour of the individual himself, low in the cost of borrowing that give opportunity to household to borrow, easy to get credit facilities which boosts spending on credit, increase in cost of living and increase in housing price, and continued economic growth. All this reasons made household feel comfortable in taking on loan. The objective of this study is to find the factors that affect the household debt in Malaysia. The variables selected is from macroeconomic variables. The data are taken from the year 1985 to 2015. Multiple Regression test are used in this study resulting consumer price index and lending interest rate are significant with household debt. Faculty of Business Management 2017 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/23027/1/PPb_ALYA%20AMANINA%20AZHAR%20J%20BM%2017_5.pdf Azhar, Alyaa Amanina Azhar (2017) Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar. [Student Project] (Submitted)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Macroeconomics Credit. Debt. Loans
spellingShingle	Macroeconomics Credit. Debt. Loans Azhar, Alyaa Amanina Azhar Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
description	Household debt of Malaysia keep growing year by year. This situation can give big impact to the economic system if the debt reach at one point of level that can’t be controlled. High in household debt is not only affected to the economy, but also affected on the financial stability. The main reason why households is taking on loan is to fulfil their expenditure and dependence on future income, the attitude and behaviour of the individual himself, low in the cost of borrowing that give opportunity to household to borrow, easy to get credit facilities which boosts spending on credit, increase in cost of living and increase in housing price, and continued economic growth. All this reasons made household feel comfortable in taking on loan. The objective of this study is to find the factors that affect the household debt in Malaysia. The variables selected is from macroeconomic variables. The data are taken from the year 1985 to 2015. Multiple Regression test are used in this study resulting consumer price index and lending interest rate are significant with household debt.
format	Student Project
author	Azhar, Alyaa Amanina Azhar
author_facet	Azhar, Alyaa Amanina Azhar
author_sort	Azhar, Alyaa Amanina Azhar
title	Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
title_short	Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
title_full	Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
title_fullStr	Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
title_full_unstemmed	Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar
title_sort	rising household debt in malaysia: macroeconomics determinant / alyaa amanina azhar
publisher	Faculty of Business Management
publishDate	2017
url	http://ir.uitm.edu.my/id/eprint/23027/ http://ir.uitm.edu.my/id/eprint/23027/1/PPb_ALYA%20AMANINA%20AZHAR%20J%20BM%2017_5.pdf
first_indexed	2023-09-18T23:09:55Z
last_indexed	2023-09-18T23:09:55Z
_version_	1777418733819527168

Rising household debt in Malaysia: macroeconomics determinant / Alyaa Amanina Azhar

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