Impact of interest rate on commercial bank profitability in Malaysia / Nur Iylia Azira Mohd Isa

The main objective of this study is to examine the impact of interest rate on commercial bank profitability in Malaysia. From this study, there are three variables on commercial banks profitability. These variables namely net interest margin, fixed rate and interest on customer deposits...

Full description

Bibliographic Details
Main Author:	Mohd Isa, Nur Iylia Azira
Format:	Student Project
Language:	English
Published:	Faculty of Business Management 2017
Subjects:	Banking Interest rates
Online Access:	http://ir.uitm.edu.my/id/eprint/23957/ http://ir.uitm.edu.my/id/eprint/23957/1/PPb_NUR%20IYLIA%20AZIRA%20MOHD%20ISA%20J%20BM17_5.pdf

id	uitm-23957
recordtype	eprints
spelling	uitm-239572019-05-31T08:40:56Z http://ir.uitm.edu.my/id/eprint/23957/ Impact of interest rate on commercial bank profitability in Malaysia / Nur Iylia Azira Mohd Isa Mohd Isa, Nur Iylia Azira Banking Interest rates The main objective of this study is to examine the impact of interest rate on commercial bank profitability in Malaysia. From this study, there are three variables on commercial banks profitability. These variables namely net interest margin, fixed rate and interest on customer deposits. All these variables are called as independent variables. The dependent variable is return on assets. The data was analysed using panel data and this project paper had been tested for several statistics. The selected bank will be Affin Bank Berhad, CIMB Bank Berhad, HSBC Bank Malaysia Berhad, Malayan Banking Berhad, OCBC Bank (Malaysia) Berhad, Public Bank Berhad, United Overseas Bank (Malaysia) Bhd., and RHB Bank Berhad. These findings have proven that these three of independent variables are significant with dependent variable. This study also comes out several conclusion and recommendation for future research. From this research, we can say that when interest rate is increase, the net interest margin also will increase. Both of these factors are positive correlation with each other. Other than used net interest margin, fixed rate and interest on customer deposits, researcher also can used others factor such as net interest income, return on equity, loans and others. Some of the result will show the significant and normality, meanwhile for the others, might not show the significant. Faculty of Business Management 2017 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/23957/1/PPb_NUR%20IYLIA%20AZIRA%20MOHD%20ISA%20J%20BM17_5.pdf Mohd Isa, Nur Iylia Azira (2017) Impact of interest rate on commercial bank profitability in Malaysia / Nur Iylia Azira Mohd Isa. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Banking Interest rates
spellingShingle	Banking Interest rates Mohd Isa, Nur Iylia Azira Impact of interest rate on commercial bank profitability in Malaysia / Nur Iylia Azira Mohd Isa
description	The main objective of this study is to examine the impact of interest rate on commercial bank profitability in Malaysia. From this study, there are three variables on commercial banks profitability. These variables namely net interest margin, fixed rate and interest on customer deposits. All these variables are called as independent variables. The dependent variable is return on assets. The data was analysed using panel data and this project paper had been tested for several statistics. The selected bank will be Affin Bank Berhad, CIMB Bank Berhad, HSBC Bank Malaysia Berhad, Malayan Banking Berhad, OCBC Bank (Malaysia) Berhad, Public Bank Berhad, United Overseas Bank (Malaysia) Bhd., and RHB Bank Berhad. These findings have proven that these three of independent variables are significant with dependent variable. This study also comes out several conclusion and recommendation for future research. From this research, we can say that when interest rate is increase, the net interest margin also will increase. Both of these factors are positive correlation with each other. Other than used net interest margin, fixed rate and interest on customer deposits, researcher also can used others factor such as net interest income, return on equity, loans and others. Some of the result will show the significant and normality, meanwhile for the others, might not show the significant.
format	Student Project
author	Mohd Isa, Nur Iylia Azira
author_facet	Mohd Isa, Nur Iylia Azira
author_sort	Mohd Isa, Nur Iylia Azira
title	Impact of interest rate on commercial bank profitability in Malaysia / Nur Iylia Azira Mohd Isa
title_short	Impact of interest rate on commercial bank profitability in Malaysia / Nur Iylia Azira Mohd Isa
title_full	Impact of interest rate on commercial bank profitability in Malaysia / Nur Iylia Azira Mohd Isa
title_fullStr	Impact of interest rate on commercial bank profitability in Malaysia / Nur Iylia Azira Mohd Isa
title_full_unstemmed	Impact of interest rate on commercial bank profitability in Malaysia / Nur Iylia Azira Mohd Isa
title_sort	impact of interest rate on commercial bank profitability in malaysia / nur iylia azira mohd isa
publisher	Faculty of Business Management
publishDate	2017
url	http://ir.uitm.edu.my/id/eprint/23957/ http://ir.uitm.edu.my/id/eprint/23957/1/PPb_NUR%20IYLIA%20AZIRA%20MOHD%20ISA%20J%20BM17_5.pdf
first_indexed	2023-09-18T23:11:41Z
last_indexed	2023-09-18T23:11:41Z
_version_	1777418844318466048

Impact of interest rate on commercial bank profitability in Malaysia / Nur Iylia Azira Mohd Isa

Similar Items