Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli

Many people have financial problems at some point or another. Usually, financial difficulties start when a person expenses become greater than their income. Demand for personal loans increasing day by days. Personal loans are loans that are raised for personal use of an individual and money’s borrow...

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Main Author:	Ramli, Elly Syahira
Format:	Student Project
Language:	English
Published:	Faculty of Business and Management 2010
Subjects:	Bank loans. Bank credit. Commercial loans Personal finance. Financial literacy
Online Access:	http://ir.uitm.edu.my/id/eprint/24840/ http://ir.uitm.edu.my/id/eprint/24840/1/PPb_ELLY%20SYAHIRA%20RAMLI%20M%20BM%2010_5.pdf

id	uitm-24840
recordtype	eprints
spelling	uitm-248402019-07-25T07:38:34Z http://ir.uitm.edu.my/id/eprint/24840/ Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli Ramli, Elly Syahira Bank loans. Bank credit. Commercial loans Personal finance. Financial literacy Many people have financial problems at some point or another. Usually, financial difficulties start when a person expenses become greater than their income. Demand for personal loans increasing day by days. Personal loans are loans that are raised for personal use of an individual and money’s borrow to meet personal needs. Most nationalized, foreign and co-operative banks offer personal loans. Besides banks, other financial companies and institutions also offer the same loans. Most people begin with comparing the interest rate and term of loan amongst this financial institution as an initial screening before applying for personal loan. In this study, the researcher choose Agrobank to study factors affecting total loan financing in Agrobank with selected variable were examined. This research presents the relationship of total loan financing and Inflation Rate, Consumer Price Index (CPI) and Base Lending Rate (BLR) using data from 2006 to 2008. The dependent variable for this study would be total loan financing and the independent variables are Inflation Rate, Consumer Price Index (CPI) and Base Lending Rate(BLR). The researcher uses SPSS software (version 14.0) to examine the Coefficient of Determination that shows 53.5% changes in loan financing can be explained by the variables that are Inflation rate, Consumer Price Index and Base Lending Rate. Research also using Durbin Watson test where correlation between independent variables which are Inflation Rate, Consumer Price Index and Base Lending Rate with dependent variable that is the loan financing Agrocash-i to detect the presence of autocorrelation between them. Besides that, researches has use regression coefficient, to prove that all independent variables have positive relationship with loan financing, Agrocash-i. Faculty of Business and Management 2010 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/24840/1/PPb_ELLY%20SYAHIRA%20RAMLI%20M%20BM%2010_5.pdf Ramli, Elly Syahira (2010) Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Bank loans. Bank credit. Commercial loans Personal finance. Financial literacy
spellingShingle	Bank loans. Bank credit. Commercial loans Personal finance. Financial literacy Ramli, Elly Syahira Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli
description	Many people have financial problems at some point or another. Usually, financial difficulties start when a person expenses become greater than their income. Demand for personal loans increasing day by days. Personal loans are loans that are raised for personal use of an individual and money’s borrow to meet personal needs. Most nationalized, foreign and co-operative banks offer personal loans. Besides banks, other financial companies and institutions also offer the same loans. Most people begin with comparing the interest rate and term of loan amongst this financial institution as an initial screening before applying for personal loan. In this study, the researcher choose Agrobank to study factors affecting total loan financing in Agrobank with selected variable were examined. This research presents the relationship of total loan financing and Inflation Rate, Consumer Price Index (CPI) and Base Lending Rate (BLR) using data from 2006 to 2008. The dependent variable for this study would be total loan financing and the independent variables are Inflation Rate, Consumer Price Index (CPI) and Base Lending Rate(BLR). The researcher uses SPSS software (version 14.0) to examine the Coefficient of Determination that shows 53.5% changes in loan financing can be explained by the variables that are Inflation rate, Consumer Price Index and Base Lending Rate. Research also using Durbin Watson test where correlation between independent variables which are Inflation Rate, Consumer Price Index and Base Lending Rate with dependent variable that is the loan financing Agrocash-i to detect the presence of autocorrelation between them. Besides that, researches has use regression coefficient, to prove that all independent variables have positive relationship with loan financing, Agrocash-i.
format	Student Project
author	Ramli, Elly Syahira
author_facet	Ramli, Elly Syahira
author_sort	Ramli, Elly Syahira
title	Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli
title_short	Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli
title_full	Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli
title_fullStr	Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli
title_full_unstemmed	Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli
title_sort	factors affecting total loan financing agrocash-i effect with inflation rate, consumer price index and base lending rate / elly syahira ramli
publisher	Faculty of Business and Management
publishDate	2010
url	http://ir.uitm.edu.my/id/eprint/24840/ http://ir.uitm.edu.my/id/eprint/24840/1/PPb_ELLY%20SYAHIRA%20RAMLI%20M%20BM%2010_5.pdf
first_indexed	2023-09-18T23:13:28Z
last_indexed	2023-09-18T23:13:28Z
_version_	1777418957117980672

Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli

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