The factors that influencing credit card usage among Islamic banking customer a case study in Temerloh / Noor Hidayah Mat Amin

Credit card is issued by financial institution to users to enable cardholder to make any payment for goods and service. Credit card have become necessity to the public. The credit card issues by financial institution because to give its holder a soft of loan without collateral to be pledged (Mohamed...

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Main Author:	Mat Amin, Noor Hidayah
Format:	Student Project
Language:	English
Published:	Faculty of Business Management 2017
Subjects:	Consumer behavior. Consumers' preferences. Consumer research. Including consumer profiling Commercial credit. Commercial loans. Credit management
Online Access:	http://ir.uitm.edu.my/id/eprint/25091/ http://ir.uitm.edu.my/id/eprint/25091/1/PPb_NOOR%20HIDAYAH%20MAT%20AMIN%20J%20BM17_5.pdf

id	uitm-25091
recordtype	eprints
spelling	uitm-250912019-08-28T07:48:23Z http://ir.uitm.edu.my/id/eprint/25091/ The factors that influencing credit card usage among Islamic banking customer a case study in Temerloh / Noor Hidayah Mat Amin Mat Amin, Noor Hidayah Consumer behavior. Consumers' preferences. Consumer research. Including consumer profiling Commercial credit. Commercial loans. Credit management Credit card is issued by financial institution to users to enable cardholder to make any payment for goods and service. Credit card have become necessity to the public. The credit card issues by financial institution because to give its holder a soft of loan without collateral to be pledged (Mohamed, et al., 2016). This paper aimed to identify the factors that influencing credit card usage among Islamic banking customer in Temerloh Pahang. There are six factor that influencing credit card usage among Islamic banking customer which are easy access to credit, promotion by credit card provider, low minimum payment requirement, attitude, credit card related knowledge, and lastly service quality. Primary data will be collected through series of questions in a questionnaires. The questionnaires will distribute to the 150 respondents among Islamic banking customer. The target population is Islamic banking customer and sampling technique is convenient sampling. Statistical Package for Social Science (SPSS) use to analyse the data and method for data analysis are frequency analysis, reliability analysis, descriptive analysis, Pearson correlation analysis and regression analysis. The findings shows the aggressive promotion by the credit card provider, attitude towards credit card usage and service quality have a positive and significant relationship on the credit card usage among Islamic banking customer. In Malaysian, a certain parties should take action in solve the problem. For example, the government should tighten the rules and give guideline to the cardholder. Other parties like commercial bank should give advisee and explain more about advantages and disadvantages ušing credit card to the customer before customer apply the credit card. Then customer should control their purchase in item of goods or product. Faculty of Business Management 2017 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/25091/1/PPb_NOOR%20HIDAYAH%20MAT%20AMIN%20J%20BM17_5.pdf Mat Amin, Noor Hidayah (2017) The factors that influencing credit card usage among Islamic banking customer a case study in Temerloh / Noor Hidayah Mat Amin. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Consumer behavior. Consumers' preferences. Consumer research. Including consumer profiling Commercial credit. Commercial loans. Credit management
spellingShingle	Consumer behavior. Consumers' preferences. Consumer research. Including consumer profiling Commercial credit. Commercial loans. Credit management Mat Amin, Noor Hidayah The factors that influencing credit card usage among Islamic banking customer a case study in Temerloh / Noor Hidayah Mat Amin
description	Credit card is issued by financial institution to users to enable cardholder to make any payment for goods and service. Credit card have become necessity to the public. The credit card issues by financial institution because to give its holder a soft of loan without collateral to be pledged (Mohamed, et al., 2016). This paper aimed to identify the factors that influencing credit card usage among Islamic banking customer in Temerloh Pahang. There are six factor that influencing credit card usage among Islamic banking customer which are easy access to credit, promotion by credit card provider, low minimum payment requirement, attitude, credit card related knowledge, and lastly service quality. Primary data will be collected through series of questions in a questionnaires. The questionnaires will distribute to the 150 respondents among Islamic banking customer. The target population is Islamic banking customer and sampling technique is convenient sampling. Statistical Package for Social Science (SPSS) use to analyse the data and method for data analysis are frequency analysis, reliability analysis, descriptive analysis, Pearson correlation analysis and regression analysis. The findings shows the aggressive promotion by the credit card provider, attitude towards credit card usage and service quality have a positive and significant relationship on the credit card usage among Islamic banking customer. In Malaysian, a certain parties should take action in solve the problem. For example, the government should tighten the rules and give guideline to the cardholder. Other parties like commercial bank should give advisee and explain more about advantages and disadvantages ušing credit card to the customer before customer apply the credit card. Then customer should control their purchase in item of goods or product.
format	Student Project
author	Mat Amin, Noor Hidayah
author_facet	Mat Amin, Noor Hidayah
author_sort	Mat Amin, Noor Hidayah
title	The factors that influencing credit card usage among Islamic banking customer a case study in Temerloh / Noor Hidayah Mat Amin
title_short	The factors that influencing credit card usage among Islamic banking customer a case study in Temerloh / Noor Hidayah Mat Amin
title_full	The factors that influencing credit card usage among Islamic banking customer a case study in Temerloh / Noor Hidayah Mat Amin
title_fullStr	The factors that influencing credit card usage among Islamic banking customer a case study in Temerloh / Noor Hidayah Mat Amin
title_full_unstemmed	The factors that influencing credit card usage among Islamic banking customer a case study in Temerloh / Noor Hidayah Mat Amin
title_sort	factors that influencing credit card usage among islamic banking customer a case study in temerloh / noor hidayah mat amin
publisher	Faculty of Business Management
publishDate	2017
url	http://ir.uitm.edu.my/id/eprint/25091/ http://ir.uitm.edu.my/id/eprint/25091/1/PPb_NOOR%20HIDAYAH%20MAT%20AMIN%20J%20BM17_5.pdf
first_indexed	2023-09-18T23:14:01Z
last_indexed	2023-09-18T23:14:01Z
_version_	1777418991736717312

The factors that influencing credit card usage among Islamic banking customer a case study in Temerloh / Noor Hidayah Mat Amin

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