Determinants of non-performing loans of commercial bank in Malaysia / Nur Asyiqin Haziqah Mat Kamal

The purpose of the paper is to study the macroeconomics factors that affect the nonperforming loans (NPLs) of the commercial bank in Malaysia. The data collected from time series data by using quarterly basis from year 2007 until 2010. The multiple linear regressions model is used to discover the si...

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Main Author: Mat Kamal, Nur Asyiqin Haziqah
Format: Student Project
Language:English
Published: Faculty of Business and Management 2019
Subjects:
Online Access:http://ir.uitm.edu.my/id/eprint/25829/
http://ir.uitm.edu.my/id/eprint/25829/1/PPb_NUR%20ASYIQIN%20HAZIQAH%20MAT%20KAMAL%20BM%20M%2019_5.pdf
id uitm-25829
recordtype eprints
spelling uitm-258292019-10-24T01:36:04Z http://ir.uitm.edu.my/id/eprint/25829/ Determinants of non-performing loans of commercial bank in Malaysia / Nur Asyiqin Haziqah Mat Kamal Mat Kamal, Nur Asyiqin Haziqah Macroeconomics Bank loans. Bank credit. Commercial loans Credit. Debt. Loans The purpose of the paper is to study the macroeconomics factors that affect the nonperforming loans (NPLs) of the commercial bank in Malaysia. The data collected from time series data by using quarterly basis from year 2007 until 2010. The multiple linear regressions model is used to discover the significant relationship between the variables and the NPLs. The study concludes that the level of NPLs of Malaysia is affected by macroeconomic variables namely Gross Domestic Product (GDP), Gross National Income (GNI), Inflation Rate (IFR), and Interest Rate (ITR). The result implies that all the variables are significant and negatively related to NPLs except that interest rate is significant and positively related to NPLs. The result of this research is useful to assist financial institutions and the regulators such as Central Bank of Malaysia in order to minimize the negative effects of NPLs to the commercial bank. Faculty of Business and Management 2019 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/25829/1/PPb_NUR%20ASYIQIN%20HAZIQAH%20MAT%20KAMAL%20BM%20M%2019_5.pdf Mat Kamal, Nur Asyiqin Haziqah (2019) Determinants of non-performing loans of commercial bank in Malaysia / Nur Asyiqin Haziqah Mat Kamal. [Student Project] (Unpublished)
repository_type Digital Repository
institution_category Local University
institution Universiti Teknologi MARA
building UiTM Institutional Repository
collection Online Access
language English
topic Macroeconomics
Bank loans. Bank credit. Commercial loans
Credit. Debt. Loans
spellingShingle Macroeconomics
Bank loans. Bank credit. Commercial loans
Credit. Debt. Loans
Mat Kamal, Nur Asyiqin Haziqah
Determinants of non-performing loans of commercial bank in Malaysia / Nur Asyiqin Haziqah Mat Kamal
description The purpose of the paper is to study the macroeconomics factors that affect the nonperforming loans (NPLs) of the commercial bank in Malaysia. The data collected from time series data by using quarterly basis from year 2007 until 2010. The multiple linear regressions model is used to discover the significant relationship between the variables and the NPLs. The study concludes that the level of NPLs of Malaysia is affected by macroeconomic variables namely Gross Domestic Product (GDP), Gross National Income (GNI), Inflation Rate (IFR), and Interest Rate (ITR). The result implies that all the variables are significant and negatively related to NPLs except that interest rate is significant and positively related to NPLs. The result of this research is useful to assist financial institutions and the regulators such as Central Bank of Malaysia in order to minimize the negative effects of NPLs to the commercial bank.
format Student Project
author Mat Kamal, Nur Asyiqin Haziqah
author_facet Mat Kamal, Nur Asyiqin Haziqah
author_sort Mat Kamal, Nur Asyiqin Haziqah
title Determinants of non-performing loans of commercial bank in Malaysia / Nur Asyiqin Haziqah Mat Kamal
title_short Determinants of non-performing loans of commercial bank in Malaysia / Nur Asyiqin Haziqah Mat Kamal
title_full Determinants of non-performing loans of commercial bank in Malaysia / Nur Asyiqin Haziqah Mat Kamal
title_fullStr Determinants of non-performing loans of commercial bank in Malaysia / Nur Asyiqin Haziqah Mat Kamal
title_full_unstemmed Determinants of non-performing loans of commercial bank in Malaysia / Nur Asyiqin Haziqah Mat Kamal
title_sort determinants of non-performing loans of commercial bank in malaysia / nur asyiqin haziqah mat kamal
publisher Faculty of Business and Management
publishDate 2019
url http://ir.uitm.edu.my/id/eprint/25829/
http://ir.uitm.edu.my/id/eprint/25829/1/PPb_NUR%20ASYIQIN%20HAZIQAH%20MAT%20KAMAL%20BM%20M%2019_5.pdf
first_indexed 2023-09-18T23:15:34Z
last_indexed 2023-09-18T23:15:34Z
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