Repayment performance of microfinance in Bank Simpanan Nasional (BSN) Melaka / Nurizzati Othman

The aim of microfinance is to help the poor and lower income group to get funds for their business activities and to improve their lives. Usually, the loans given are very small, in short term period, no collateral needed and required weekly repayment. However, repayment problems become the main obs...

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Bibliographic Details
Main Author:	Othman, Nurizzati
Format:	Student Project
Language:	English
Published:	Faculty of Business and Management 2011
Subjects:	HG Finance Microfinance Commercial credit. Commercial loans. Credit management
Online Access:	http://ir.uitm.edu.my/id/eprint/26308/ http://ir.uitm.edu.my/id/eprint/26308/1/PPb_NURIZZATI%20OTHMAN%20BM%20M%2011_5.pdf

id	uitm-26308
recordtype	eprints
spelling	uitm-263082020-01-30T08:30:23Z http://ir.uitm.edu.my/id/eprint/26308/ Repayment performance of microfinance in Bank Simpanan Nasional (BSN) Melaka / Nurizzati Othman Othman, Nurizzati HG Finance Microfinance Commercial credit. Commercial loans. Credit management The aim of microfinance is to help the poor and lower income group to get funds for their business activities and to improve their lives. Usually, the loans given are very small, in short term period, no collateral needed and required weekly repayment. However, repayment problems become the main obstacle for the microfinance institutions to continue providing microcredit services. Therefore, this paper tries to review the repayment problem of microcredit services offer by Bank Simpanan Nasional (BSN) in Melaka and what factor contribute to this repayment problem. This is important to make sure that any problem regarding repayment problem can be settled at the early stage to reduce the number of non-performing loan in BSN Melaka. To get this information, I make an in-depth interview with manager and staff of BSN Melaka. Close monitoring of and a close relationship with borrowers appear to be important for early detection of any problem. Another aspect that may be important is building up loyalty and developing reliability among members. A close and informal relationship with borrowers may also help in monitoring and early detection of problems that may arise in non-repayment of loans. Faculty of Business and Management 2011 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/26308/1/PPb_NURIZZATI%20OTHMAN%20BM%20M%2011_5.pdf Othman, Nurizzati (2011) Repayment performance of microfinance in Bank Simpanan Nasional (BSN) Melaka / Nurizzati Othman. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	HG Finance Microfinance Commercial credit. Commercial loans. Credit management
spellingShingle	HG Finance Microfinance Commercial credit. Commercial loans. Credit management Othman, Nurizzati Repayment performance of microfinance in Bank Simpanan Nasional (BSN) Melaka / Nurizzati Othman
description	The aim of microfinance is to help the poor and lower income group to get funds for their business activities and to improve their lives. Usually, the loans given are very small, in short term period, no collateral needed and required weekly repayment. However, repayment problems become the main obstacle for the microfinance institutions to continue providing microcredit services. Therefore, this paper tries to review the repayment problem of microcredit services offer by Bank Simpanan Nasional (BSN) in Melaka and what factor contribute to this repayment problem. This is important to make sure that any problem regarding repayment problem can be settled at the early stage to reduce the number of non-performing loan in BSN Melaka. To get this information, I make an in-depth interview with manager and staff of BSN Melaka. Close monitoring of and a close relationship with borrowers appear to be important for early detection of any problem. Another aspect that may be important is building up loyalty and developing reliability among members. A close and informal relationship with borrowers may also help in monitoring and early detection of problems that may arise in non-repayment of loans.
format	Student Project
author	Othman, Nurizzati
author_facet	Othman, Nurizzati
author_sort	Othman, Nurizzati
title	Repayment performance of microfinance in Bank Simpanan Nasional (BSN) Melaka / Nurizzati Othman
title_short	Repayment performance of microfinance in Bank Simpanan Nasional (BSN) Melaka / Nurizzati Othman
title_full	Repayment performance of microfinance in Bank Simpanan Nasional (BSN) Melaka / Nurizzati Othman
title_fullStr	Repayment performance of microfinance in Bank Simpanan Nasional (BSN) Melaka / Nurizzati Othman
title_full_unstemmed	Repayment performance of microfinance in Bank Simpanan Nasional (BSN) Melaka / Nurizzati Othman
title_sort	repayment performance of microfinance in bank simpanan nasional (bsn) melaka / nurizzati othman
publisher	Faculty of Business and Management
publishDate	2011
url	http://ir.uitm.edu.my/id/eprint/26308/ http://ir.uitm.edu.my/id/eprint/26308/1/PPb_NURIZZATI%20OTHMAN%20BM%20M%2011_5.pdf
first_indexed	2023-09-18T23:16:38Z
last_indexed	2023-09-18T23:16:38Z
_version_	1777419155811598336

Repayment performance of microfinance in Bank Simpanan Nasional (BSN) Melaka / Nurizzati Othman

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