Psychological factor towards retirement planning behaviour on working individual in government and private sectors / Masniza Soed

Retirement planning is vital for an individual to ensure that they will have a comfort life in future. At the age of retirement, an individual should not worry about the financial condition if they concerned about the importance of retirement planning. Therefore, this study aims to identify the psyc...

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Bibliographic Details
Main Author:	Soed, Masniza
Format:	Student Project
Language:	English
Published:	Faculty of Business and Management 2018
Subjects:	Retirement. Retirement industry. Retirees
Online Access:	http://ir.uitm.edu.my/id/eprint/28113/ http://ir.uitm.edu.my/id/eprint/28113/1/PPb_MASNIZA%20SOED%20BM%20J%2018_5.pdf

id	uitm-28113
recordtype	eprints
spelling	uitm-281132020-03-02T01:50:05Z http://ir.uitm.edu.my/id/eprint/28113/ Psychological factor towards retirement planning behaviour on working individual in government and private sectors / Masniza Soed Soed, Masniza Retirement. Retirement industry. Retirees Retirement planning is vital for an individual to ensure that they will have a comfort life in future. At the age of retirement, an individual should not worry about the financial condition if they concerned about the importance of retirement planning. Therefore, this study aims to identify the psychological factors (goal clarity, attitude towards retirement, financial literacy and potential conflict in retirement) that affect retirement planning behaviour on working individual in government and private sectors. This research is based on a quantitative method by using the data that collected through the questionnaires. The respondents were selected from individual that work in govemment and private sectors. 150 respondents at the age range of 20 years old to 58 years old will be selected to answer the questionnaire. The data had been analysed using Statistical Package for Social Science (SPSS) using the method Frequency Analysis, Descriptive Analysis, Multiple Linear Regression, Correlation Analysis, and Reliability Analysis (Cronbach's Alpha). This research found that only goal clarity and attitude towards retirement had significant relationship with retirement planning behaviour while financial literacy and potential conflict in retirement did not have significant relationship with retirement planning behaviour. The result from this study give an implication to ensure that the working individual make an early retirement planning to enable them to have strong financial base after retirement. Faculty of Business and Management 2018 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/28113/1/PPb_MASNIZA%20SOED%20BM%20J%2018_5.pdf Soed, Masniza (2018) Psychological factor towards retirement planning behaviour on working individual in government and private sectors / Masniza Soed. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Retirement. Retirement industry. Retirees
spellingShingle	Retirement. Retirement industry. Retirees Soed, Masniza Psychological factor towards retirement planning behaviour on working individual in government and private sectors / Masniza Soed
description	Retirement planning is vital for an individual to ensure that they will have a comfort life in future. At the age of retirement, an individual should not worry about the financial condition if they concerned about the importance of retirement planning. Therefore, this study aims to identify the psychological factors (goal clarity, attitude towards retirement, financial literacy and potential conflict in retirement) that affect retirement planning behaviour on working individual in government and private sectors. This research is based on a quantitative method by using the data that collected through the questionnaires. The respondents were selected from individual that work in govemment and private sectors. 150 respondents at the age range of 20 years old to 58 years old will be selected to answer the questionnaire. The data had been analysed using Statistical Package for Social Science (SPSS) using the method Frequency Analysis, Descriptive Analysis, Multiple Linear Regression, Correlation Analysis, and Reliability Analysis (Cronbach's Alpha). This research found that only goal clarity and attitude towards retirement had significant relationship with retirement planning behaviour while financial literacy and potential conflict in retirement did not have significant relationship with retirement planning behaviour. The result from this study give an implication to ensure that the working individual make an early retirement planning to enable them to have strong financial base after retirement.
format	Student Project
author	Soed, Masniza
author_facet	Soed, Masniza
author_sort	Soed, Masniza
title	Psychological factor towards retirement planning behaviour on working individual in government and private sectors / Masniza Soed
title_short	Psychological factor towards retirement planning behaviour on working individual in government and private sectors / Masniza Soed
title_full	Psychological factor towards retirement planning behaviour on working individual in government and private sectors / Masniza Soed
title_fullStr	Psychological factor towards retirement planning behaviour on working individual in government and private sectors / Masniza Soed
title_full_unstemmed	Psychological factor towards retirement planning behaviour on working individual in government and private sectors / Masniza Soed
title_sort	psychological factor towards retirement planning behaviour on working individual in government and private sectors / masniza soed
publisher	Faculty of Business and Management
publishDate	2018
url	http://ir.uitm.edu.my/id/eprint/28113/ http://ir.uitm.edu.my/id/eprint/28113/1/PPb_MASNIZA%20SOED%20BM%20J%2018_5.pdf
first_indexed	2023-09-18T23:19:38Z
last_indexed	2023-09-18T23:19:38Z
_version_	1777419344670621696

Psychological factor towards retirement planning behaviour on working individual in government and private sectors / Masniza Soed

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