A study on determinants of household debt in Malaysia / Fatin Nurhaziqah Mat Isa

Household debt in Malaysia has always being the popular issue as it keep raising and will give impact towards the stability of economic growth. This study is conducted to determine the relationship between independent variables and dependent variables which independent variables consist of Gross Dom...

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Main Author:	Mat Isa, Fatin Nurhaziqah
Format:	Student Project
Language:	English
Published:	Faculty of Business and Management 2020
Subjects:	Macroeconomics Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product Credit. Debt. Loans
Online Access:	http://ir.uitm.edu.my/id/eprint/28494/ http://ir.uitm.edu.my/id/eprint/28494/1/PPb_FATIN%20NURHAZIQAH%20MAT%20ISA%20BM%20M%2020_5.pdf

id	uitm-28494
recordtype	eprints
spelling	uitm-284942020-02-27T04:11:55Z http://ir.uitm.edu.my/id/eprint/28494/ A study on determinants of household debt in Malaysia / Fatin Nurhaziqah Mat Isa Mat Isa, Fatin Nurhaziqah Macroeconomics Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product Credit. Debt. Loans Household debt in Malaysia has always being the popular issue as it keep raising and will give impact towards the stability of economic growth. This study is conducted to determine the relationship between independent variables and dependent variables which independent variables consist of Gross Domestic Product (GDP), Housing Price Index (HPI), Interest Rate (IR), Unemployment Rate (UR) and Inflation Rate (IFR). This study is using time series analysis which data collected from period of Quarter One 2000 until Quarter Four 2018 and covers for Malaysia only. The quarterly time series data were obtained from Thomson Reuters Data Stream, Bank Negara Malaysia and World Bank Data. In order to obtain the empirical result, Multiple Linear Regression model is applied to obtain the relationship between independent and dependent variables. By using Multiple Linear Regression model, the result concludes that Housing Price Index (HPI), Interest Rate (IR) and Unemployment Rate (UR) has statistically significant impact towards the level of household debt in Malaysia with positive correlation except for Interest Rate (IR) with negative relationship. However, Gross Domestic Product (GDP) and Inflation Rate (IFR) were found to have insignificant relationship between household debts with negative correlations. Based on the results obtained, recommendations are made for the significant of study to help them in improving the household debt level in the long run. Faculty of Business and Management 2020 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/28494/1/PPb_FATIN%20NURHAZIQAH%20MAT%20ISA%20BM%20M%2020_5.pdf Mat Isa, Fatin Nurhaziqah (2020) A study on determinants of household debt in Malaysia / Fatin Nurhaziqah Mat Isa. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Macroeconomics Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product Credit. Debt. Loans
spellingShingle	Macroeconomics Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product Credit. Debt. Loans Mat Isa, Fatin Nurhaziqah A study on determinants of household debt in Malaysia / Fatin Nurhaziqah Mat Isa
description	Household debt in Malaysia has always being the popular issue as it keep raising and will give impact towards the stability of economic growth. This study is conducted to determine the relationship between independent variables and dependent variables which independent variables consist of Gross Domestic Product (GDP), Housing Price Index (HPI), Interest Rate (IR), Unemployment Rate (UR) and Inflation Rate (IFR). This study is using time series analysis which data collected from period of Quarter One 2000 until Quarter Four 2018 and covers for Malaysia only. The quarterly time series data were obtained from Thomson Reuters Data Stream, Bank Negara Malaysia and World Bank Data. In order to obtain the empirical result, Multiple Linear Regression model is applied to obtain the relationship between independent and dependent variables. By using Multiple Linear Regression model, the result concludes that Housing Price Index (HPI), Interest Rate (IR) and Unemployment Rate (UR) has statistically significant impact towards the level of household debt in Malaysia with positive correlation except for Interest Rate (IR) with negative relationship. However, Gross Domestic Product (GDP) and Inflation Rate (IFR) were found to have insignificant relationship between household debts with negative correlations. Based on the results obtained, recommendations are made for the significant of study to help them in improving the household debt level in the long run.
format	Student Project
author	Mat Isa, Fatin Nurhaziqah
author_facet	Mat Isa, Fatin Nurhaziqah
author_sort	Mat Isa, Fatin Nurhaziqah
title	A study on determinants of household debt in Malaysia / Fatin Nurhaziqah Mat Isa
title_short	A study on determinants of household debt in Malaysia / Fatin Nurhaziqah Mat Isa
title_full	A study on determinants of household debt in Malaysia / Fatin Nurhaziqah Mat Isa
title_fullStr	A study on determinants of household debt in Malaysia / Fatin Nurhaziqah Mat Isa
title_full_unstemmed	A study on determinants of household debt in Malaysia / Fatin Nurhaziqah Mat Isa
title_sort	study on determinants of household debt in malaysia / fatin nurhaziqah mat isa
publisher	Faculty of Business and Management
publishDate	2020
url	http://ir.uitm.edu.my/id/eprint/28494/ http://ir.uitm.edu.my/id/eprint/28494/1/PPb_FATIN%20NURHAZIQAH%20MAT%20ISA%20BM%20M%2020_5.pdf
first_indexed	2023-09-18T23:20:22Z
last_indexed	2023-09-18T23:20:22Z
_version_	1777419391147704320

A study on determinants of household debt in Malaysia / Fatin Nurhaziqah Mat Isa

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