Zurina Kefeli @ Zulkefli & Jones, G. (2012). Moral hazard and the impact of private health insurance on the utilisation of health care in Malaysia. Penerbit Universiti Kebangsaan Malaysia.
Chicago Style (17th ed.) CitationZurina Kefeli @ Zulkefli and Glenn Jones. Moral Hazard and the Impact of Private Health Insurance on the Utilisation of Health Care in Malaysia. Penerbit Universiti Kebangsaan Malaysia, 2012.
MLA (8th ed.) CitationZurina Kefeli @ Zulkefli and Glenn Jones. Moral Hazard and the Impact of Private Health Insurance on the Utilisation of Health Care in Malaysia. Penerbit Universiti Kebangsaan Malaysia, 2012.
Warning: These citations may not always be 100% accurate.