Indar Kaur Dan Singh & Md. Nor Othman. (1995). Psychographicnc and demographic profiles of credit card and non-cardholders in Urban Malaysia. Penerbit Universiti Kebangsaan Malaysia.
Chicago Style (17th ed.) CitationIndar Kaur Dan Singh and Md. Nor Othman. Psychographicnc and Demographic Profiles of Credit Card and Non-cardholders in Urban Malaysia. Penerbit Universiti Kebangsaan Malaysia, 1995.
MLA (8th ed.) CitationIndar Kaur Dan Singh and Md. Nor Othman. Psychographicnc and Demographic Profiles of Credit Card and Non-cardholders in Urban Malaysia. Penerbit Universiti Kebangsaan Malaysia, 1995.
Warning: These citations may not always be 100% accurate.