QR code payment in Indonesia and its application on mobile banking

The technology innovation makes it easy for us to connect to various services. Banking transactions that previously could only be served only at Branch Offices, ATMs (Automatic Teller Machines) and EDC (Electronic Data Capture), now they can be accessed online. Balance information, fund transfers, c...

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Main Authors: Ruslan, ., Karmawan, Gusti Made, Suharjito, ., Fernando, Yudi, Gui, Anderes
Format: Conference or Workshop Item
Language:English
Published: KnE Social Sciences 2019
Subjects:
Online Access:http://umpir.ump.edu.my/id/eprint/25874/
http://umpir.ump.edu.my/id/eprint/25874/
http://umpir.ump.edu.my/id/eprint/25874/1/QR%20code%20payment%20in%20Indonesia%20and%20its%20application.pdf
id ump-25874
recordtype eprints
spelling ump-258742019-11-19T07:24:42Z http://umpir.ump.edu.my/id/eprint/25874/ QR code payment in Indonesia and its application on mobile banking Ruslan, . Karmawan, Gusti Made Suharjito, . Fernando, Yudi Gui, Anderes HC Economic History and Conditions QA Mathematics TK Electrical engineering. Electronics Nuclear engineering The technology innovation makes it easy for us to connect to various services. Banking transactions that previously could only be served only at Branch Offices, ATMs (Automatic Teller Machines) and EDC (Electronic Data Capture), now they can be accessed online. Balance information, fund transfers, credit purchases, PLN tokens, payment of PAM and BPJS bills, all can be done through Mobile Banking application from smartphones. This study aims to find out how QR Code on Mobile Banking provides convenience in making payment transactions and how it can be used safely. The research was conducted through literature study, observation, and distribution of questionnaires to 30 respondents to identify the system acceptance. Payment Model QR Code on Mobile Banking can be widely used as an alternative of cash payment through a smartphone. The developed system does not only for merchant payment but can be used for person to person payment. The result of this research is a prototype for QR Code Payment on OCBC NISP Mobile Banking which can be used as an alternative payment system and integrated with fund source account without the need to top up the transfer. KnE Social Sciences 2019-08-18 Conference or Workshop Item PeerReviewed pdf en cc_by_4 http://umpir.ump.edu.my/id/eprint/25874/1/QR%20code%20payment%20in%20Indonesia%20and%20its%20application.pdf Ruslan, . and Karmawan, Gusti Made and Suharjito, . and Fernando, Yudi and Gui, Anderes (2019) QR code payment in Indonesia and its application on mobile banking. In: KnE Social Sciences: FGIC 2nd Conference on Governance and Integrity 2019, 19-20 August 2019 , Yayasan Pahang, Kuantan, Pahang, Malaysia. pp. 551-568., 2019. ISSN 2518-668X https://doi.org/10.18502/kss.v3i22.5073
repository_type Digital Repository
institution_category Local University
institution Universiti Malaysia Pahang
building UMP Institutional Repository
collection Online Access
language English
topic HC Economic History and Conditions
QA Mathematics
TK Electrical engineering. Electronics Nuclear engineering
spellingShingle HC Economic History and Conditions
QA Mathematics
TK Electrical engineering. Electronics Nuclear engineering
Ruslan, .
Karmawan, Gusti Made
Suharjito, .
Fernando, Yudi
Gui, Anderes
QR code payment in Indonesia and its application on mobile banking
description The technology innovation makes it easy for us to connect to various services. Banking transactions that previously could only be served only at Branch Offices, ATMs (Automatic Teller Machines) and EDC (Electronic Data Capture), now they can be accessed online. Balance information, fund transfers, credit purchases, PLN tokens, payment of PAM and BPJS bills, all can be done through Mobile Banking application from smartphones. This study aims to find out how QR Code on Mobile Banking provides convenience in making payment transactions and how it can be used safely. The research was conducted through literature study, observation, and distribution of questionnaires to 30 respondents to identify the system acceptance. Payment Model QR Code on Mobile Banking can be widely used as an alternative of cash payment through a smartphone. The developed system does not only for merchant payment but can be used for person to person payment. The result of this research is a prototype for QR Code Payment on OCBC NISP Mobile Banking which can be used as an alternative payment system and integrated with fund source account without the need to top up the transfer.
format Conference or Workshop Item
author Ruslan, .
Karmawan, Gusti Made
Suharjito, .
Fernando, Yudi
Gui, Anderes
author_facet Ruslan, .
Karmawan, Gusti Made
Suharjito, .
Fernando, Yudi
Gui, Anderes
author_sort Ruslan, .
title QR code payment in Indonesia and its application on mobile banking
title_short QR code payment in Indonesia and its application on mobile banking
title_full QR code payment in Indonesia and its application on mobile banking
title_fullStr QR code payment in Indonesia and its application on mobile banking
title_full_unstemmed QR code payment in Indonesia and its application on mobile banking
title_sort qr code payment in indonesia and its application on mobile banking
publisher KnE Social Sciences
publishDate 2019
url http://umpir.ump.edu.my/id/eprint/25874/
http://umpir.ump.edu.my/id/eprint/25874/
http://umpir.ump.edu.my/id/eprint/25874/1/QR%20code%20payment%20in%20Indonesia%20and%20its%20application.pdf
first_indexed 2023-09-18T22:39:58Z
last_indexed 2023-09-18T22:39:58Z
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