Are Bank Interest Rate Spreads Too High? A Simple Model for Decomposing Spreads

Are Bank Interest Rate Spreads Too High? A Simple Model for Decomposing Spreads

In the first seven months of 1995, average bank spreads in Ukraine ranged from 46 percentage points to 84 percentage points. The size of these spreads might suggest that banks enjoyed a wide profit margin. But inflation was high in Ukraine, and i...

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Bibliographic Details
Main Authors:	Montes-Negret, Fernando, Papi, Luca
Format:	Viewpoint
Language:	English
Published:	World Bank, Washington, DC 2012
Subjects:	BANKS BANKING SYSTEMS INTEREST RATES INTEREST SPREADS INFLATION BREAKEVEN SPREADS ACCOUNTING BALANCE SHEET BANK ASSETS BANK PERFORMANCE BANKING SYSTEM BASLE ACCORD CAPITAL CENTRAL BANK CORPORATE GOVERNANCE DEPOSITS EQUITY FINANCIAL SECTOR DEVELOPMENT GOVERNMENT SUPPORT INCOME LIQUID ASSETS LIQUIDITY MORAL HAZARD NONPERFORMING LOANS OPERATING COSTS PORTFOLIOS PROFITABILITY RESERVE REQUIREMENTS RETURN ON EQUITY TAXATION TRANSITION ECONOMIES
Online Access:	http://documents.worldbank.org/curated/en/1996/02/696758/bank-interest-rate-spreads-too-high-simple-model-decomposing-spreads http://hdl.handle.net/10986/11634

Internet

http://documents.worldbank.org/curated/en/1996/02/696758/bank-interest-rate-spreads-too-high-simple-model-decomposing-spreads
http://hdl.handle.net/10986/11634