Loan Loss Provisioning and Economic Slowdowns : Too Much, Too Late?

Loan Loss Provisioning and Economic Slowdowns : Too Much, Too Late?

Only recently has the debate on bank capital regulation devoted specific attention to the role that bank loan loss provisions can play as part of a minimum capital regulatory framework. Several national regulators have adopted or are planning to in...

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Bibliographic Details
Main Authors: Laeven, Luc, Majnoni, Giovanni
Format: Policy Research Working Paper
Language:English
en_US
Published: World Bank, Washington, DC 2014
Subjects:
ACCOUNTING PRACTICES
AGENTS
ARBITRAGE
BALANCE SHEET
BALANCE SHEET INFORMATION
BALANCE SHEETS
BANK CAPITAL
BANK EARNINGS
BANK LENDING
BANK LIABILITIES
BANK LOANS
BANK PROFITS
BANK REGULATION
BANK RISK
BANK SUPERVISION
BANKING SUPERVISION
BANKING SYSTEMS
BANKS
BONDS
CAPITAL REGULATION
CAPITAL REQUIREMENT
CAPITAL REQUIREMENTS
CAPITAL STANDARDS
COMMERCIAL BANKS
CONSUMER PRICE INDEX
CREDIT RISK
CREDIT RISKS
DISCLOSURE
ECONOMETRIC EVIDENCE
EXTERNALITIES
FINANCIAL INSTITUTIONS
FINANCIAL REGULATION
FINANCIAL SECTOR
FINANCIAL SERVICES
FINANCIAL STABILITY
FINANCIAL SYSTEMS
GDP
GDP PER CAPITA
GOVERNMENT BONDS
GROSS DOMESTIC PRODUCT
GROWTH RATE
INTEREST INCOME
INTEREST RATE
LIQUIDITY
LOAN LOSS PROVISIONS
LOSS RATIO
MACROECONOMIC SHOCKS
MINIMUM SOLVENCY RATIOS
NEGATIVE EXTERNALITIES
OPERATING COSTS
PORTFOLIO
PROBLEM LOANS
PRUDENTIAL REQUIREMENTS
REAL GDP
REAL SECTOR
REGULATORY FRAMEWORK
REGULATORY REGIMES
RESERVES
RETAINED EARNINGS
RISK MANAGEMENT
RISK PREMIUM
RISK TAKING
RISK WEIGHTED ASSETS
RISK-WEIGHTED ASSETS
SMALL BANKS
SOLVENCY
SOLVENCY RATIO
SOLVENCY RATIOS
SUBSIDIARY
TIER 1 CAPITAL
TIER 2 CAPITAL
Online Access:http://documents.worldbank.org/curated/en/2001/12/1671257/loan-loss-provisioning-economic-slowdowns-too-much-too-late
http://hdl.handle.net/10986/19410

Internet

http://documents.worldbank.org/curated/en/2001/12/1671257/loan-loss-provisioning-economic-slowdowns-too-much-too-late
http://hdl.handle.net/10986/19410

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