The Impact of Credit Information Sharing Reforms on Firm Financing?

The Impact of Credit Information Sharing Reforms on Firm Financing?

This paper analyzes the impact of introducing credit information-sharing systems on firms' access to finance. The analysis uses multi-year, firm-level surveys for 63 countries covering more than 75,000 firms over the period 2002-13. The result...

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Bibliographic Details
Main Authors:	Martinez Peria, Maria Soledad, Singh, Sandeep
Format:	Policy Research Working Paper
Language:	English en_US
Published:	World Bank Group, Washington, DC 2014
Subjects:	ACCESS TO BANK ACCESS TO CREDIT ACCESS TO FINANCE ACCESSIBILITY ACCOUNTS RECEIVABLE ADVERSE SELECTION ASSET FINANCING ASYMMETRIC INFORMATION BALANCE SHEET BANK FINANCING BANK LENDING BANK POLICY BANK SUPERVISION BANKRUPTCIES BANKS BINDING CONSTRAINT BORROWER CASH FLOW CENTRAL BANKS CHECKS COLLATERAL COLLECTION SERVICES COMMERCIAL LENDERS CONTRACT ENFORCEMENT CONTRACT LAWS COST OF CREDIT COUNTRY RISK CREDIT BUREAU CREDIT BUREAUS CREDIT CONSTRAINT CREDIT CONSTRAINTS CREDIT FACILITIES CREDIT INFORMATION CREDIT INFORMATION SYSTEMS CREDIT MARKET CREDIT MARKETS CREDIT QUALITY CREDIT RATIONING CREDIT REGISTRIES CREDIT REGISTRY CREDIT REPORTING CREDIT REPORTING SYSTEMS CREDIT SCORES CREDIT WORTHINESS DEBT DEFAULT INFORMATION DEFAULT RATES DEFAULTS DEMAND FOR CREDIT DEPENDENT DEPOSIT DEVELOPING COUNTRIES DOMESTIC CREDIT DUMMY VARIABLE DUMMY VARIABLES ECONOMIC DEVELOPMENT ECONOMICS EQUITY MARKETS EXCLUSION EXPORTER EXPORTERS EXTERNAL FINANCE FINANCIAL CONSTRAINT FINANCIAL CONSTRAINTS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL REFORM FINANCIAL REFORMS FINANCIAL SECTOR DEVELOPMENT FINANCIAL STATEMENT FINANCIAL STUDIES FINANCIAL SYSTEM FINANCING CONSTRAINT FINANCING CONSTRAINTS FIRM FINANCING FIXED ASSET FIXED ASSETS INDEBTEDNESS INFLATION INFLATION RATE INFORMATION REQUIREMENTS INFORMATION SHARING INFORMATIONAL ASYMMETRIES INFORMATIONAL ASYMMETRY INSTITUTIONAL ENVIRONMENT INSTRUMENT INTANGIBLE INTANGIBLE ASSETS INTEREST RATE INTEREST RATES INTERNATIONAL BANK INTERNATIONAL STANDARD INVENTORY INVESTMENT DECISIONS LARGE FIRMS LATE PAYMENTS LEGAL SYSTEM LENDER LENDERS LENDING DECISIONS LEVELS OF ACCESS LEVERAGE LINE OF CREDIT LOAN LOAN AMOUNTS LOAN MATURITIES LOAN MATURITY LOAN PERFORMANCE MARKET EQUILIBRIUM MARKET INFORMATION MATURITY MEDIAN FIRM MICROFINANCE MONETARY FUND MONETARY VALUE MORAL HAZARD OUTSTANDING LOAN OUTSTANDING LOAN AMOUNTS OVERDRAFT OVERDRAFT FACILITY OVERDRAFT PROTECTION PAYMENT HISTORY PERSONAL ASSETS POLITICAL ECONOMY PRIVATE CREDIT PRIVATE CREDIT BUREAU PUBLIC CREDIT PUBLIC INFORMATION REGISTRY DATA REGISTRY REFORM REGISTRY REFORMS REPAYMENTS RISK PREMIUMS SMALL LOANS TOTAL DEBT TRANSITION COUNTRIES TRANSPARENCY UNION VALUE OF COLLATERAL WORKING CAPITAL
Online Access:	http://documents.worldbank.org/curated/en/2014/08/20141619/impact-credit-information-sharing-reforms-firm-financing http://hdl.handle.net/10986/20348

Internet

http://documents.worldbank.org/curated/en/2014/08/20141619/impact-credit-information-sharing-reforms-firm-financing
http://hdl.handle.net/10986/20348