Credit Reporting at the Base of the Pyramid : Key Issues and Success Factors

Over the past five years, the microcredit sector has experienced unprecedented growth. The number of borrowers served by microfinance institutions (MFIs) has increased threefold to reach 120 million clients, according to MIX estimates as of Decembe...

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Bibliographic Details
Main Authors:	Lyman, Timothy, Lythgoe, Tony, Miller, Margaret, Reille, Xavier, Sankaranarayan, Shalini
Format:	Working Paper
Language:	English en_US
Published:	International Finance Corporation and CGAP, Washington, DC 2017
Subjects:	ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO LOANS ACCESSIBILITY ACCURATE INFORMATION AFFORDABILITY ARREARS ASSET QUALITY ASSET VALUES ASSETS AUDITS BANK SUPERVISION BANKING AUTHORITIES BANKING AUTHORITY BANKING MARKETS BANKING SUPERVISION BENEFITS OF CREDIT BORROWER BORROWING CAPACITY BUILDING CENTRAL BANK CENTRAL BANK OF BOSNIA AND HERZEGOVINA CENTRAL REGISTRY COLLATERAL COMMERCIAL BANKING COMMERCIAL BANKS COMPETITIVE MARKETS COMPLIANCE COSTS CONSUMER FINANCE CONSUMER GOODS CONSUMER LENDING CONSUMER LOAN CONSUMER LOANS CONSUMER PROTECTION COOPERATIVES COSTS OF CREDIT CREDIT BUREAU CREDIT BUREAUS CREDIT CARD CREDIT DECISIONS CREDIT DISCIPLINE CREDIT HISTORIES CREDIT HISTORY CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT INSTITUTIONS CREDIT MARKET CREDIT PORTFOLIOS CREDIT PRODUCTS CREDIT PROVIDERS CREDIT REGISTRIES CREDIT REGISTRY CREDIT REPORT CREDIT REPORTING CREDIT REPORTING SYSTEM CREDIT REPORTS CREDIT RISK CREDIT SCORES CREDIT SCORING CREDIT-WORTHINESS CREDITORS CREDITS CREDITWORTHINESS CUSTOMER BASE DEBT DEBT COLLECTION DEBT RATIOS DEFAULTS DEMAND FOR CREDIT DONOR SUPPORT DOWN MARKET ECONOMICS EMERGING MARKETS EXCESSIVE INDEBTEDNESS EXISTING CREDIT FAMILIES FINANCE COMPANIES FINANCIAL ACCESS FINANCIAL DISCIPLINE FINANCIAL INNOVATION FINANCIAL LITERACY FINANCIAL NEEDS FINANCIAL PRODUCTS FINANCIAL PROVIDERS FINANCIAL SERVICES FINANCIAL SERVICES PROVIDERS FINANCIAL SYSTEM FOREIGN INVESTMENT FORM OF CREDIT FORMAL CREDIT FORMAL FINANCIAL INSTITUTIONS FRAUD GENDER GENDER EQUALITY GROUP GUARANTEES GROUP LENDING GROUP LOANS HIGH INTEREST RATES HOUSEHOLD INCOME HOUSEHOLDS HOUSING INCOME LEVELS INDEBTEDNESS INDIVIDUAL LOANS INFORMAL LENDERS INFORMAL SECTOR LENDERS INFORMATION INFRASTRUCTURE INFORMATION SHARING INFORMATION SYSTEM INFORMATION TECHNOLOGY INSURANCE INTERNATIONAL CREDIT JURISDICTION LATE PAYMENT LEGAL FRAMEWORK LEGAL RIGHTS LENDER LENDING DECISIONS LENDING INSTITUTIONS LEVEL OF CREDIT LEVELS OF DEBT LOAN AMOUNTS LOAN APPLICATION LOAN CONTRACTS LOAN DATA LOAN OFFICER LOAN PORTFOLIOS LOAN SIZE LOAN UNDERWRITING LOANS FROM BANKS LOCAL MARKET LOW-INCOME BORROWERS LOW-INCOME CONSUMERS LOW-INCOME FAMILIES MANDATE MARKET CONDITIONS MARKET INCENTIVES MARKET LEVEL MARKET PARTICIPANTS MARKET RISKS MARKET SHARE MATURE MARKETS MATURITY MFI MICROBORROWERS MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE SECTOR MONEYLENDERS NATURAL DISASTERS NEW CREDIT NONPERFORMING LOANS OFFERINGS OUTREACH OUTSTANDING ASSET OUTSTANDING LOAN PEER REVIEW POLICY RESPONSES POLITICAL ECONOMY PORTFOLIO PORTFOLIO ANALYSIS POTENTIAL BORROWER PRIVATE CREDIT PRIVATE CREDIT BUREAU PRODUCTIVITY PRUDENTIAL REGULATION PUBLIC CREDIT PUBLIC RECORDS PUBLIC REGISTRY RECORD KEEPING REGULATORY AUTHORITIES REGULATORY AUTHORITY REGULATORY BARRIERS REGULATORY CONSTRAINTS REGULATORY FRAMEWORK REPAYMENT REPAYMENT DISCIPLINE REPAYMENT HISTORY REPAYMENT INCENTIVES REPAYMENTS RESERVE RESERVE BANK RESERVE BANK OF INDIA RISK MANAGEMENT RISK MANAGEMENT SYSTEMS RURAL FINANCE SALARIES SAVINGS SOCIAL NETWORKS SOURCES OF FINANCE TELECOMMUNICATIONS TRANSACTION TRANSACTION COSTS TRANSPARENCY TURNOVER VALUABLE ASSET VILLAGE
Online Access:	http://documents.worldbank.org/curated/en/941861468169469410/Credit-reporting-at-the-base-of-the-pyramid-key-issues-and-success-factors http://hdl.handle.net/10986/26880

Internet

http://documents.worldbank.org/curated/en/941861468169469410/Credit-reporting-at-the-base-of-the-pyramid-key-issues-and-success-factors
http://hdl.handle.net/10986/26880

Credit Reporting at the Base of the Pyramid : Key Issues and Success Factors

Internet

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