Savings Defaults and Payment Delays for Cash Transfers : Field Experimental Evidence from Malawi

Savings Defaults and Payment Delays for Cash Transfers : Field Experimental Evidence from Malawi

Financial products and transfer schemes are typically designed to improve welfare by helping individuals follow through on their intertemporal plans. We implement an artefactual field experiment in Malawi to test the ability of households to manage a cash windfall by varying whether 474 households r...

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Bibliographic Details
Main Authors: Brune, Lasse, Giné, Xavier, Goldberg, Jessica, Yang, Dean
Format: Journal Article
Published: Elsevier 2018
Subjects:
SAVINGS DEFAULTS
MENTAL ACCOUNTING
TIME INCONSISTENCY
NUDGES
DIRECT DEPOSIT
TRANSFER SCHEMES
WELFARE IMPACT
CASH TRANSFERS
FINANCIAL MANAGEMENT
HOUSEHOLD SPENDING
Online Access:http://hdl.handle.net/10986/29256

Internet

http://hdl.handle.net/10986/29256

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