Determinants of Repayment Performance in Indian Micro-Credit Groups

Determinants of Repayment Performance in Indian Micro-Credit Groups

Despite their potential importance and ease of modification, impacts of monitoring and loan recovery arrangements on micro-credit groups' repayment performance have rarely been studied. Data on 3,350 expired group loans in 300 Indian villages...

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Bibliographic Details
Main Authors:	Deininger, Klaus, Liu, Yanyan
Format:	Policy Research Working Paper
Language:	English
Published:	2012
Subjects:	ACCESS TO INFORMATION AMOUNT OF LOANS ANNUAL INTEREST RATE AUDITS BANK LOANS BORROWER CASE OF DEFAULT CASH COLLATERAL COLLATERAL COMMERCIAL BANK COMMERCIAL BANK LOANS COMMERCIAL BANKS CONSUMPTION SMOOTHING CREDIBILITY CREDIT AGREEMENT CREDIT CONSTRAINTS CREDIT COOPERATIVE CREDIT GROUPS CREDIT INFORMATION CREDIT INFORMATION SYSTEMS CREDIT MARKET CREDIT MARKETS CREDIT WORTHINESS DEFAULTS DEPENDENT DEPOSIT DEVELOPING COUNTRIES ECONOMIC CHARACTERISTICS ECONOMIC DEVELOPMENT ECONOMIC GROWTH FINANCIAL AFFAIRS FINANCIAL MARKETS FINANCIAL PERFORMANCE FINANCIAL SERVICES FIRST LOAN FULL REPAYMENT GENDER GROUP LENDING GROUP LENDING PROGRAMS GROUP LOANS GROUP SAVINGS HOUSEHOLDS INDIVIDUAL LOAN INSTALLMENT INSTALLMENTS INSURANCE INTEREST RATE INTERNAL SAVINGS INTERNATIONAL BANK INVESTMENT FUND JOINT LIABILITY LENDER LOAN LOAN CHARACTERISTICS LOAN RECOVERY LOAN REPAYMENT LOAN SIZE LOANS FROM BANKS MARKETING MFIS MICRO-CREDIT MICRO-FINANCE MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTIONS MORAL HAZARD OUTREACH POOR BORROWERS PROBABILITIES PROBABILITY PUBLIC GOODS REPAYMENT REPAYMENT INCENTIVES REPAYMENT PERFORMANCE REPAYMENT RATES RISK POOLING RURAL FINANCIAL MARKETS SAVINGS SOCIAL COLLATERAL THRIFT TRUST FUND URBAN DEVELOPMENT VILLAGE VILLAGES
Online Access:	http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20090330104823 http://hdl.handle.net/10986/4080

Internet

http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20090330104823
http://hdl.handle.net/10986/4080