Insurance, Credit, and Technology Adoption : Field Experimental Evidence from Malawi

The adoption of new agricultural technologies may be discouraged because of their inherent riskiness. This study implemented a randomized field experiment to ask whether the provision of insurance against a major source of production risk induces f...

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Bibliographic Details
Main Authors:	Giné, Xavier, Yang, Dean
Format:	Policy Research Working Paper
Language:	English
Published:	World Bank, Washington, DC 2012
Subjects:	ACCESS TO CAPITAL ACCESS TO CREDIT ACCESS TO INFORMATION ADVERTISEMENTS AGRICULTURAL ACTIVITIES AGRICULTURAL HOUSEHOLD MODEL AGRICULTURAL LABOR AGRICULTURAL PRODUCTION AGRICULTURAL PRODUCTIVITY AVERAGE YIELDS BANK POLICY BANKS BEHAVIORAL ECONOMICS BORROWER BORROWING COLLATERAL COMMODITY COMMODITY RISK MANAGEMENT CONSUMER CONSUMER RESEARCH CONSUMERS CONSUMPTION SMOOTHING CORN COTTON CREDIT CONSTRAINTS CREDIT MARKET CREDIT MARKET FAILURE CREDIT MARKETS CREDIT PROGRAM CROP CROP LOSS CROP PRODUCTION CROP VARIETIES CROPPING CROPS CULTIVATION CULTIVATION PRACTICES DEBT DEFAULT COSTS DEMAND FOR CREDIT DEPOSIT DEVELOPING COUNTRIES DROUGHT DUMMY VARIABLE DUMMY VARIABLES ECONOMIC ANALYSIS ECONOMIC DEVELOPMENT EDUCATION LEVELS EQUIPMENT EXPENDITURE FAIR PRICE FARM FARM INCOME FARMER FARMERS FARMING FARMS FERTILIZER FERTILIZER USE FIELD TRIALS FINANCIAL CONSTRAINTS FINANCIAL INNOVATIONS FINANCIAL MARKET FINANCIAL MARKETS FINANCIAL PRODUCTS FINANCIAL SUPPORT FUTURE CREDIT GENDER GOVERNMENT INTERVENTIONS GREEN REVOLUTION GROUNDNUT GROUNDNUT PRODUCTION HOLDINGS HOUSEHOLD INCOME HOUSEHOLDS HUMAN CAPITAL HYBRID SEED HYBRID SEEDS INCOME INCOME TAX INCOME VARIABILITY INCOME-GENERATING ACTIVITIES INCOMES INFORMATIONAL ASYMMETRIES INNOVATION INSURANCE INSURANCE COMPANIES INSURANCE COMPANY INSURANCE CONTRACT INSURANCE MARKETS INSURANCE POLICIES INSURANCE POLICY INSURANCE PREMIUM INSURANCE PRODUCT INTEREST PAYMENT INTEREST RATE INTERNATIONAL BANK INTERNATIONAL FOOD POLICY RESEARCH INSTITUTE INVESTING IRA IRA CONTRIBUTIONS LABOR DEMAND LABOR MARKETS LACK OF ACCESS LAND OWNERSHIP LANDHOLDERS LENDER LENDERS LIABILITY LIGHTING LIMITED ACCESS LIQUID WEALTH LOAN LOAN AMOUNT LOAN PRODUCT LOAN TERMS LOANS TO FARMERS MAIZE MAIZE PRODUCTION MARKETING MARKETING EFFORTS MICROFINANCE MICROFINANCE INSTITUTIONS MIDDLE-INCOME FAMILIES NEGATIVE INCOME SHOCK NONPAYMENT PENSION PENSION INCOME PEOPLES PESTICIDE PLANTING POLITICAL ECONOMY POOR FARMER POSITIVE COEFFICIENTS PREMIUM PAYMENT PROBABILITIES PROBABILITY PRODUCTIVITY PUBLIC POLICY REMITTANCES REPAYMENT RESEARCH ASSISTANCE RETURN RETURNS RISK AVERSE BORROWERS RISK AVERSION RISK MANAGEMENT RISK TOLERANCE RURAL FINANCE SALE SAVERS SAVING INCENTIVES SEEDS SMALLHOLDER SMALLHOLDER FARMERS SOCIOECONOMIC STATUS SOURCE OF INCOME SOURCES OF INCOME SOWING STANDARD DEBT CONTRACT TAKE-UP RATE TAKE-UP RATES TAX CODE TECHNICAL ASSISTANCE TRADITIONAL SEEDS VALUABLE VALUATION VILLAGES WAGES WATER SOURCE WEALTH EFFECTS YIELDS Microdata Set
Online Access:	http://documents.worldbank.org/curated/en/2007/12/8828562/insurance-credit-technology-adoption-field-experimental-evidence-malawi http://hdl.handle.net/10986/7611

Internet

http://documents.worldbank.org/curated/en/2007/12/8828562/insurance-credit-technology-adoption-field-experimental-evidence-malawi
http://hdl.handle.net/10986/7611

Insurance, Credit, and Technology Adoption : Field Experimental Evidence from Malawi

Internet

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