A More Complete Conceptual Framework for Financing of Small and Medium Enterprises

A More Complete Conceptual Framework for Financing of Small and Medium Enterprises

The authors propose a more complete conceptual framework for analysis of credit availability for small and medium enterprises (SMEs). In this framework, lending technologies are the key conduit through which government policies and national financial structures affect credit availability. They empha...

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Bibliographic Details
Main Authors: Berger, Allen N., Udell, Gregory F.
Format: Policy Research Working Paper
Language:English
Published: World Bank, Washington, DC 2012
Subjects:
ACCOUNTING
ACCOUNTING STANDARDS
ADVERSE SELECTION
AGENCY PROBLEMS
ASSETS
BANK LENDING
BANK PRIVATIZATION
BANKRUPTCY
BANKRUPTCY PROCEDURES
BANKS
CHECKING ACCOUNTS
COMMERCIAL BANKS
COMMERCIAL CREDIT
COMPARATIVE ADVANTAGE
COMPARATIVE ADVANTAGES
CONVENTIONAL FACTORING
CREDIT RISK
DEBT
DEPOSIT ACCOUNTS
DEVELOPMENT BANKS
ECONOMIC PERFORMANCE
ECONOMIC SYSTEMS
ECONOMIC THEORY
ECONOMIES OF SCALE
EMPLOYMENT
EXOGENOUS VARIABLES
FACTORING
FEDERAL RESERVE SYSTEM
FINANCIAL CONTRACTS
FINANCIAL INSTITUTIONS
FINANCIAL RATIOS
FINANCIAL SERVICES
FINANCIAL STRUCTURES
FINANCIAL SYSTEMS
FIXED ASSET
FIXED ASSETS
FOREIGN BANKS
FOREIGN INVESTMENT
GDP
GNP
GOVERNMENT POLICIES
GOVERNMENT SUBSIDIES
IMPLICIT CONTRACT
INEFFICIENCY
INTEREST RATE
INTEREST RATES
INVENTORY
LAWS
LIQUIDATION
LIQUIDATION VALUE
MANDATES
MARKET DISCIPLINE
MARKET VALUE
MERGERS
MORAL HAZARD
ORGANIZATIONAL FORM
PREDICTIONS
PRESENT VALUE
PRICE DISCRIMINATION
PROFITABILITY
PROPERTY RIGHTS
RELATIONSHIP LENDING
SMALL BANKS
SMALL BUSINESS
STATE OWNERSHIP
STATEMENT
STATEMENTS
SUBSIDIARY
TAX RATE
TRADE CREDIT
TRADE CREDITORS
TRANSITION ECONOMIES
WORKING CAPITAL
Online Access:http://documents.worldbank.org/curated/en/2005/12/6474484/more-complete-conceptual-framework-financing-small-medium-enterprises
http://hdl.handle.net/10986/8553

Internet

http://documents.worldbank.org/curated/en/2005/12/6474484/more-complete-conceptual-framework-financing-small-medium-enterprises
http://hdl.handle.net/10986/8553

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