The Basic Analytics of Access to Financial Services

Access to financial services, or rather the lack thereof, is often indiscriminately decried as a problem in many developing countries. The authors argue that the "problem of access" should rather be analyzed by identifying different demand and supply constraints. They use the concept of an...

Full description

Bibliographic Details
Main Authors:	Beck, Thorsten, de la Torre, Augusto
Format:	Policy Research Working Paper
Language:	English en_US
Published:	World Bank, Washington, DC 2012
Subjects:	ACCOUNTING ACCOUNTING SYSTEMS ADVERSE SELECTION AGENCY PROBLEMS AGGREGATE DEMAND AGGREGATE SUPPLY ASYMMETRIC INFORMATION BANK ACCOUNTS BANK BRANCHES BANKING SYSTEM BORROWING CAPITAL REQUIREMENTS CATERING CHECKING ACCOUNTS COMPETITION COMPETITIVENESS CONSOLIDATION CONTESTABILITY CONTRACT ENFORCEMENT CREDIT RISK DEFAULT RISK DEMAND CURVE DEMAND CURVES DEMAND SIDE DEPOSIT ACCOUNTS DEPOSITS DEREGULATION DISECONOMIES OF SCALE ECONOMIC ECONOMIC DEMAND ECONOMIC GROWTH ECONOMIC SIZE ECONOMIES OF SCALE EMERGING MARKETS ETHNIC GROUPS EXTERNALITIES FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL MARKET FINANCIAL MARKETS FINANCIAL SECTOR FINANCIAL SERVICES FINANCIAL SYSTEMS FIXED COSTS FOREIGN BANKS HEALTH SERVICES IMPERFECT COMPETITION INCOME INEFFICIENCY INFLATION INFLATION RATE INSURANCE INTEREST RATE LENDING PRACTICES LIQUIDITY LOTTERY MARKET POTENTIAL MARKET STRUCTURE MARKETING MERGERS MORAL HAZARD NETWORK EXTERNALITIES NOMINAL INTEREST RATE OPERATIONAL RISK PAYMENT SYSTEMS PER CAPITA INCOME POLICY POTENTIAL DEMAND PRESENT VALUE PRODUCTION FUNCTION PRODUCTION FUNCTIONS PROFIT FUNCTIONS PUBLIC GOOD REAL INTEREST RATE REGULATORY FRAMEWORK REGULATORY POLICY RETAIL SAVINGS SAVINGS ACCOUNTS SAVINGS BANKS SAVINGS RATES SECURITIES SMALL BANKS SPREAD SUBSIDIARIES SUPPLIERS SUPPLY CURVE SUPPLY CURVES SUPPLY SCHEDULE SYSTEMIC RISK TRANSACTION COSTS TRANSACTIONS COSTS TRANSPORT VOLATILITY WEALTH
Online Access:	http://documents.worldbank.org/curated/en/2006/10/7105064/basic-analytics-access-financial-services http://hdl.handle.net/10986/9271

Internet

http://documents.worldbank.org/curated/en/2006/10/7105064/basic-analytics-access-financial-services
http://hdl.handle.net/10986/9271

The Basic Analytics of Access to Financial Services

Internet

Similar Items