Enterprise Size, Financing Patterns, and Credit Constraints in Brazil : Analysis of Data from the Investment Climate Assessment Survey
Enterprise Size, Financing Patterns, and Credit Constraints in Brazil investigates the importance of firm size with respect to accessing credit. The principal findings are that size strongly affects access to credit compared to firm performance, an...
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Washington, DC: World Bank
2012
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| Online Access: | http://documents.worldbank.org/curated/en/2005/01/5796814/enterprise-size-financing-patterns-credit-constraints-brazil-analysis-data-investment-climate-assessment-survey http://hdl.handle.net/10986/7330 |
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okr-10986-73302021-04-23T14:02:27Z Enterprise Size, Financing Patterns, and Credit Constraints in Brazil : Analysis of Data from the Investment Climate Assessment Survey Kumar, Anjali Francisco, Manuela ADVERSE EFFECTS ADVERSE SELECTION ASYMMETRIC INFORMATION BANK BRANCHES BANK LOANS BANK OF ENGLAND BANK RELATIONSHIPS BANKING RELATIONSHIPS BANKING SYSTEM BANKS BORROWING COMPETITIVENESS COST DIFFERENTIALS CREDIT LINES CREDIT MARKETS CREDIT RATIONING DEBT DIVERSIFICATION ECONOMIC FLUCTUATIONS ECONOMIC GROWTH EMPLOYMENT ENTERPRISE SIZE EXPECTED RETURNS EXTERNAL AUDITORS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL SERVICES FINANCING SOURCES FIRM SIZE FIRMS FOREIGN BANKS GDP HUMAN CAPITAL INTANGIBLE ASSETS INTEREST RATE INTEREST RATES LABOR COSTS LATIN AMERICAN LEASING LENDERS LOCAL PUBLIC FINANCE MORAL HAZARD PER CAPITA INCOME PER CAPITA INCOMES PRIVATE BANKS PRIVATE COMMERCIAL BANKS PRODUCTIVITY SALES/ASSETS SAVINGS SAVINGS ACCOUNTS SECURITIES SMALL BUSINESS SMALL FIRMS SUBSIDIARY TRANSACTION COSTS TRANSPARENCY WORKING CAPITAL Enterprise Size, Financing Patterns, and Credit Constraints in Brazil investigates the importance of firm size with respect to accessing credit. The principal findings are that size strongly affects access to credit compared to firm performance, and other factors, such as management education, location or the industrial sector to which the firm belongs. Additional findings are that the impact of size on access to credit is greater for longer term loans and that public financial institutions are more likely to lend to large firms. Finally, financial access constraints may have a less significant differential impact across firms of different sizes than other constraints, though cost of finance as a constraint is very important. 2012-06-06T20:20:22Z 2012-06-06T20:20:22Z 2005 http://documents.worldbank.org/curated/en/2005/01/5796814/enterprise-size-financing-patterns-credit-constraints-brazil-analysis-data-investment-climate-assessment-survey 987-0-8213-6129-0 http://hdl.handle.net/10986/7330 English en_US World Bank Working Paper No. 49 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank Washington, DC: World Bank Publications & Research :: Publication Publications & Research :: Publication Latin America & Caribbean Brazil |
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Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ADVERSE EFFECTS ADVERSE SELECTION ASYMMETRIC INFORMATION BANK BRANCHES BANK LOANS BANK OF ENGLAND BANK RELATIONSHIPS BANKING RELATIONSHIPS BANKING SYSTEM BANKS BORROWING COMPETITIVENESS COST DIFFERENTIALS CREDIT LINES CREDIT MARKETS CREDIT RATIONING DEBT DIVERSIFICATION ECONOMIC FLUCTUATIONS ECONOMIC GROWTH EMPLOYMENT ENTERPRISE SIZE EXPECTED RETURNS EXTERNAL AUDITORS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL SERVICES FINANCING SOURCES FIRM SIZE FIRMS FOREIGN BANKS GDP HUMAN CAPITAL INTANGIBLE ASSETS INTEREST RATE INTEREST RATES LABOR COSTS LATIN AMERICAN LEASING LENDERS LOCAL PUBLIC FINANCE MORAL HAZARD PER CAPITA INCOME PER CAPITA INCOMES PRIVATE BANKS PRIVATE COMMERCIAL BANKS PRODUCTIVITY SALES/ASSETS SAVINGS SAVINGS ACCOUNTS SECURITIES SMALL BUSINESS SMALL FIRMS SUBSIDIARY TRANSACTION COSTS TRANSPARENCY WORKING CAPITAL |
| spellingShingle |
ADVERSE EFFECTS ADVERSE SELECTION ASYMMETRIC INFORMATION BANK BRANCHES BANK LOANS BANK OF ENGLAND BANK RELATIONSHIPS BANKING RELATIONSHIPS BANKING SYSTEM BANKS BORROWING COMPETITIVENESS COST DIFFERENTIALS CREDIT LINES CREDIT MARKETS CREDIT RATIONING DEBT DIVERSIFICATION ECONOMIC FLUCTUATIONS ECONOMIC GROWTH EMPLOYMENT ENTERPRISE SIZE EXPECTED RETURNS EXTERNAL AUDITORS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL SERVICES FINANCING SOURCES FIRM SIZE FIRMS FOREIGN BANKS GDP HUMAN CAPITAL INTANGIBLE ASSETS INTEREST RATE INTEREST RATES LABOR COSTS LATIN AMERICAN LEASING LENDERS LOCAL PUBLIC FINANCE MORAL HAZARD PER CAPITA INCOME PER CAPITA INCOMES PRIVATE BANKS PRIVATE COMMERCIAL BANKS PRODUCTIVITY SALES/ASSETS SAVINGS SAVINGS ACCOUNTS SECURITIES SMALL BUSINESS SMALL FIRMS SUBSIDIARY TRANSACTION COSTS TRANSPARENCY WORKING CAPITAL Kumar, Anjali Francisco, Manuela Enterprise Size, Financing Patterns, and Credit Constraints in Brazil : Analysis of Data from the Investment Climate Assessment Survey |
| geographic_facet |
Latin America & Caribbean Brazil |
| relation |
World Bank Working Paper No. 49 |
| description |
Enterprise Size, Financing Patterns, and
Credit Constraints in Brazil investigates the importance of
firm size with respect to accessing credit. The principal
findings are that size strongly affects access to credit
compared to firm performance, and other factors, such as
management education, location or the industrial sector to
which the firm belongs. Additional findings are that the
impact of size on access to credit is greater for longer
term loans and that public financial institutions are more
likely to lend to large firms. Finally, financial access
constraints may have a less significant differential impact
across firms of different sizes than other constraints,
though cost of finance as a constraint is very important. |
| format |
Publications & Research :: Publication |
| author |
Kumar, Anjali Francisco, Manuela |
| author_facet |
Kumar, Anjali Francisco, Manuela |
| author_sort |
Kumar, Anjali |
| title |
Enterprise Size, Financing Patterns, and Credit Constraints in Brazil : Analysis of Data from the Investment Climate Assessment Survey |
| title_short |
Enterprise Size, Financing Patterns, and Credit Constraints in Brazil : Analysis of Data from the Investment Climate Assessment Survey |
| title_full |
Enterprise Size, Financing Patterns, and Credit Constraints in Brazil : Analysis of Data from the Investment Climate Assessment Survey |
| title_fullStr |
Enterprise Size, Financing Patterns, and Credit Constraints in Brazil : Analysis of Data from the Investment Climate Assessment Survey |
| title_full_unstemmed |
Enterprise Size, Financing Patterns, and Credit Constraints in Brazil : Analysis of Data from the Investment Climate Assessment Survey |
| title_sort |
enterprise size, financing patterns, and credit constraints in brazil : analysis of data from the investment climate assessment survey |
| publisher |
Washington, DC: World Bank |
| publishDate |
2012 |
| url |
http://documents.worldbank.org/curated/en/2005/01/5796814/enterprise-size-financing-patterns-credit-constraints-brazil-analysis-data-investment-climate-assessment-survey http://hdl.handle.net/10986/7330 |
| _version_ |
1764399454552588288 |